Capital One CLI?

[Jerry45]

I just recieved my new Venture Card, and am wondering if it is a good idea to hit the Cap 1 luv button on activation?

[Anonymous]

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@Jerry45 wrote:

I just recieved my new Venture Card, and am wondering if it is a good idea to hit the Cap 1 luv button on activation?

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It can't hurt but realistically you won't receive one that quickly.  Usually you have to wait at least 3 months.

[OmarGB9]

You can hit it as often as you wish, but cap1's CLI pattern is generally once every six month, and they don't do the whole CLI at activation thing.

[Jerry45]

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@Anonymous wrote:

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@Jerry45 wrote:

I just recieved my new Venture Card, and am wondering if it is a good idea to hit the Cap 1 luv button on activation?

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It can't hurt but realistically you won't receive one that quickly.  Usually you have to wait at least 3 months.

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Thanks  Irish.

[Jerry45]

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@OmarGB9 wrote:
You can hit it as often as you wish, but cap1's CLI pattern is generally once every six month, and they don't do the whole CLI at activation thing.

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Thanks Omar.

[elim]

Congrats Jerry!

Hate to say it but it's easier to take the hit on a second Venture (when you get another prequal and are able to make the bonus spend), then combine in 6 months.  I tried for CLI for 8 months then just app'd for another. I never have to hit that button again (29k), lol.  I will probably wait a year or 2 to combine.

edit: as a plus, the second had their best APR (12.9),  the first was 16.9

[Jerry45]

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@elim wrote:

Congrats Jerry!

Hate to say it but it's easier to take the hit on a second Venture (when you get another prequal and are able to make the bonus spend), then combine in 6 months.  I tried for CLI for 8 months then just app'd for another. I never have to hit that button again (29k), lol.  I will probably wait a year or 2 to combine.

edit: as a plus, the second had their best APR (12.9),  the first was 16.9

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Thanks Elim. Makes a lot of sense.