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Capital One EO Office Update?

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Anonymous
Not applicable

Capital One EO Office Update?

Got a call from the EO office today, and spoke to one of the reps in regards to my email to the CEO office. Have a CL of only 300.00 (2 lines) and I emailed asking for a limit increase.  I emailed shortly before Christmas, and made the assumption that I was declined.

 

The rep was gracious and kind, and very helpful; though oddly enough did not ask me to provide documentation of my salary or housing expenses; although she did ask what they were.

 

I specifically asked if it would be a hard pull, and she said no. Then I made a point to ask if I would be excluded from the "credit steps" program if I was declined the increase. She told me that no, I wouldnt be, and that even if they do give me an increase, I would STILL see an increase on my credit line. 

 

Fingers crossed for me!!! Smiley Happy Apparently 7-10 days I will see a note as to why it was accepted/declined.

 

I so badly need this- I need some good solid news for this New Year!!!

Message 1 of 7
6 REPLIES 6
EW800
Valued Contributor

Re: Capital One EO Office Update?

Best wishes! I hope it is a great year for you as far as building credit! Smiley Happy
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 2 of 7
Anonymous
Not applicable

Re: Capital One EO Office Update?

Good luck!  I did this 2 months ago and they raised me from $300 to $500, not much but it was something....

Message 3 of 7
Anomalous
Senior Contributor

Re: Capital One EO Office Update?

Good luck! I used the EO recently to get a CLI! It was worth the extra effort.

Keep both your credit and your body in top shape!

Message 4 of 7
Anonymous
Not applicable

Re: Capital One EO Office Update?

Good luck!
Message 5 of 7
icecreamman1
New Member

Re: Capital One EO Office Update?

do you have the email address or phone number for eo office can't seem to be getting the right contact thank you

Message 6 of 7
Anonymous
Not applicable

Re: Capital One EO Office Update?

Good luck.  They hate me..One 200.00  cli in 14 months. I get nowhere with the eo. Always get an account not eligible for increase at this time letter. 

Message 7 of 7
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