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Capital One Important Data

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Anonymous
Not applicable

Re: Capital One Important Data

A lot of card issuers are giving off signals that herald a tighter economy and a credit crunch. Certainly going to be "interesting".

Message 21 of 28
Anonymous
Not applicable

Re: Capital One Important Data

The good news is
Now I can only get 3 inqs every 6 months!
When they deny me as usual
Message 22 of 28
FireMedic1
Community Leader
Mega Contributor
Message 23 of 28
MauiMan85297
Established Contributor

Re: Capital One Important Data

Hopefully others can chime in on their experience to see if this is valid or just another CSR/Supervisor story of false statements.



Message 24 of 28
Anonymous
Not applicable

Re: Capital One Important Data


@svtthis wrote:
I believe the op is right. I was just approved for a venture last night and immediately applied for the quicksilver card. My qs application was instantly denied and doesn't look like it pulled my cr. I was pre qualified for the venture venture one and quicksilver. Seemed odd at the time but now this makes sense

The same thing happened when I submitted Venture & QS apps for DH minutes apart. 

 

Message 25 of 28
Johnna55
New Member

Re: Capital One Important Data

My application for the Venture One card was automatically denied. I called customer service and the lady told me about the new policy. I applied for my QS in March so I have to wait until September to apply again. At least it wasn't a hard pull
Message 26 of 28
MauiMan85297
Established Contributor

Re: Capital One Important Data

Apparently this rule is in effect because I haven't heard one person get approved within 6 mos of their last approved Capital One card.



Message 27 of 28
Anonymous
Not applicable

Re: Capital One Important Data

I can chime in and this is true indeed, my brother opened his account May this year and he got the QuickSilver and Platinum both at the same time. I opened mine this June and tried for Quicksilver and I was denied and received a letter stating that I was just granted credit. Called CS and was told of the new policy. ...

Message 28 of 28
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