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Capital One “Pending Status” 7 to 10 days?

tag
FinStar
Moderator Emeritus

Re: Capital One “Pending Status” 7 to 10 days?

What was the decision on your pending Savor application? Did it get declined or approved?
Message 31 of 37
Anonymous
Not applicable

Re: Capital One “Pending Status” 7 to 10 days?

OMGGGGG,

SOOOO SORRY I DID NOT UPDATE!!

Anyway, I called back 3 days after they told me 3 to 5 more days after they had to verify initial info, to be put on hold again, only then, they came back on the line and I was APPROVED for $5k.  The card is currently in route to my house Smiley Happy  FYI, I also was approved for a Chase FU card 4 months ago for $7k, and I have used it constantly. Anyway, I logged into my acct the other day, and realized Chase increased my CL +$5k to $12,000 total CLI. .... INSANE!! I didn't even ask for it. Does anyone know how Cap One is with CLI's? Do I have to ask for one after 6 months? Will it just happen Like Chase?  I also have a new Chase offer with a green check under my acct for a Slate card, Sap Pref, and Saph Res. Any thoughts on the green check? Is it pre-approval or going to be a three bureau hard pull I don't need?

 

Thanks again!!

 

 

Mark 

Message 32 of 37
HeavenOhio
Senior Contributor

Re: Capital One “Pending Status” 7 to 10 days?

With Capital One, you'll want to request your CLIs. Using the card a lot and paying in full each month is the key.

 

I think you can request when your card is three months old, but someone will have to confirm. As time goes on, the only restriction is that you'll be ineligible to request until six months have passed since your previous CLI. If you're declined, there's no waiting period before you can try again. If you're offered an increase that you think is insufficient, you can decline it without resetting the time you can request again.

Message 33 of 37
Anonymous
Not applicable

Re: Capital One “Pending Status” 7 to 10 days?

Is it a hard pull for a CLI w/ Cap One?

Message 34 of 37
Shooting-For-800
Senior Contributor

Re: Capital One “Pending Status” 7 to 10 days?

Cap One is SP dor CLIs.
Congrats and GL!
Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

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Message 35 of 37
Anonymous
Not applicable

Re: Capital One “Pending Status” 7 to 10 days?

Thank God!  

 

These HP's kill ya!! How many Hp's is too many? Really?

 

M

Message 36 of 37
gdale6
Moderator Emeritus

Re: Capital One “Pending Status” 7 to 10 days?

OP as you have now been approved you are free to start a new thread in the approvals section. This thread is now closed to further comments.
Message 37 of 37
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