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Capital One Platinum CLI Question

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klrmac
Regular Contributor

Capital One Platinum CLI Question

I have received a Capital One Platinum Mastercard back in August.

Tomorrow is my 5th statement being cut but I keep reading about steps increases every 6 months.

I never got a letter or email about being in the steps program.

If I'm not in steps what am I looking at for a possible CLI and when?

Thanks in advanced.
Message 1 of 39
38 REPLIES 38
Anonymous
Not applicable

Re: Capital One Platinum CLI Question

You're in the credit steps program. You'll probably get a CLI tomorrow when the statement cuts. Log into your account after it cuts and it should show on your account summary before you even receive a document via "Document Center".

Message 2 of 39
coldnmn
Mega Contributor

Re: Capital One Platinum CLI Question

Some have gotten a CLI between the 5th and 7th statement. When I got my first it was my seventh. But most lately have been fifth. Good Luck!

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Message 3 of 39
Anonymous
Not applicable

Re: Capital One Platinum CLI Question


@coldnmn wrote:

Some have gotten a CLI between the 5th and 7th statement. When I got my first it was my seventh. But most lately have been fifth. Good Luck!


+1 It seems 5-7 seems to be the norm 

Message 4 of 39
klrmac
Regular Contributor

Re: Capital One Platinum CLI Question

It appears to be longer. They cut my 5th statement today and no CLI Smiley Sad

I guess wait it out for a couple months to see if I get an auto CLI.

Kind of surprised to see my friends who have Cap 1 Plat MC that they have rewards. I thought that was only on the QS.
Message 5 of 39
Anonymous
Not applicable

Re: Capital One Platinum CLI Question


@klrmac wrote:
It appears to be longer. They cut my 5th statement today and no CLI Smiley Sad

I guess wait it out for a couple months to see if I get an auto CLI.

Kind of surprised to see my friends who have Cap 1 Plat MC that they have rewards. I thought that was only on the QS.

PC it to a QS.

Message 6 of 39
klrmac
Regular Contributor

Re: Capital One Platinum CLI Question

I have a QS1. But the one I have had longer is the platinum mc. I've only had my QS1 for two months. Platinum since August.
Message 7 of 39
Anonymous
Not applicable

Re: Capital One Platinum CLI Question


@klrmac wrote:
I have a QS1. But the one I have had longer is the platinum mc. I've only had my QS1 for two months. Platinum since August.

Platinum can be PC to No Fee QS.

Message 8 of 39
klrmac
Regular Contributor

Re: Capital One Platinum CLI Question

Even within the 5-7 months frame I can PC to QS No Fee?

Message 9 of 39
Anonymous
Not applicable

Re: Capital One Platinum CLI Question


@klrmac wrote:

Even within the 5-7 months frame I can PC to QS No Fee?


I don't see why not. YMMV of course, I had a 2yr old Plat Prestige that I PC to a QS MC, that is now a QS WMC.

Message 10 of 39
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