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Capital One Pre Approval?

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OmarGB9
Community Leader
Super Contributor

Re: Capital One Pre Approval?


@Beefy1212 wrote:

@SUPERSQUID wrote:

I know prequals are no guarantee but i'm 2 for 2 with the cap 1 prequal.

Thats how i got my savor one for good credit.

I think i use the savor one the most out of all my cards with the 3 pct cb on dining and groceries, ymmv


OP didn't say pre-qual he said pre-approved...

IMG_1694.jpgScreenshot 2022-10-20 at 1.26.09 AM.png

These are cards offered to pre-existing customers and are much more of a sure thing than a pre-qual according to Cap1 a 90% approval rate.


Cap One's prequal is usually pretty solid though.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 11 of 17
rlb10977
Member

Re: Capital One Pre Approval?

Anyone know if capital one have the option to transfer credit limit from one card to the other?

Message 12 of 17
FinStar
Moderator Emeritus

Re: Capital One Pre Approval?


@rlb10977 wrote:

Anyone know if capital one have the option to transfer credit limit from one card to the other?


@rlb10977 - They do not. No account combinations nor credit limit reallocations.

Message 13 of 17
NoMoreE46
Community Leader
Senior Contributor

Re: Capital One Pre Approval?

Not anymore as noted but the option did exist from  2015 to about 2017.

 

 


@FinStar wrote:

@rlb10977 wrote:

Anyone know if capital one have the option to transfer credit limit from one card to the other?


@rlb10977 - They do not. No account combinations nor credit limit reallocations.


 

Message 14 of 17
rlb10977
Member

Re: Capital One Pre Approval?

Which other banks do have that option?

I know about city, amex, wells fargo,

Which other have?

Message 15 of 17
NoMoreE46
Community Leader
Senior Contributor

Re: Capital One Pre Approval?

Chase

 


@rlb10977 wrote:

Which other banks do have that option?

I know about city, amex, wells fargo,

Which other have?


 

Message 16 of 17
FinStar
Moderator Emeritus

Re: Capital One Pre Approval?


@rlb10977 wrote:

Which other banks do have that option?

I know about city, amex, wells fargo,

Which other have?


Citi is YEMV.

 

Bank of America allows CL reallocations.

 

With that out of the way, let's not hijack the OP's topic or veer off the original discussion.

Message 17 of 17
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