@Clockworkz wrote:
You got me to check my offers and it said I was pre qualified for the Savor, venture one, QS and the plat. I’m slightly interested in the venture and maybe the savor but I’m in the garden for a bit more time so no applying for me at the moment.
I kept checking ever so often, and it always said no offers. I checked again last night, and I was prequalified for those four cards with a set APR of 23.99. I've been checking out the Savor since the Uber card is no longer a viable option for dining. I'm probably better of gardening for a minimum of at least 6 months. I haven't apped for a little over 3 months. What was the APR that they offered you? Was it a set amount? I heard those are more solid offers when it's a set APR instead of a range.
I had 23.99% set for all except the plat. I also see that it says plat preferred with the variable (which I don’t like) not the regular plat card.
@Clockworkz wrote:
I had 23.99% set for all except the plat. I also see that it says plat preferred with the variable (which I don’t like) not the regular plat card.
Okay, then you had the same offer and rates as me.
Yeah which I never thought I’d ever see anything other than the plat as capital one has never been real nice to me.
@Clockworkz wrote:
Yeah which I never thought I’d ever see anything other than the plat as capital one has never been real nice to me.
Yeah they were not very generous with me (700 limit with a Plat) before my BK7 occurred. All my high limit cards were with Amex, Chase, Citi, Barclays and Discover. After I was discharged from my BK, none of those banks wanted to give me a chance with their core revolvers. Cap1 gave me a chance and gave me a 3k SCL on a QS1 after I burned them also in my BK7 for about 1k. I'm a fan of Cap1 now.
@ecxpa wrote:I bit the bullet in mid November......took 3 hits app is STILL pending for Savor.........Nevermore, nevermore for me! EQ 764, TU 786, EX 781, income north of 150K......had 30 day late on Kohls card last year due to hurricane....no other baddies
ecxpa, did you hear anthing on your application?
@Anonymous wrote:
@soxfaininfl wrote:
@ecxpa wrote:I bit the bullet in mid November......took 3 hits app is STILL pending for Savor.........Nevermore, nevermore for me! EQ 764, TU 786, EX 781, income north of 150K......had 30 day late on Kohls card last year due to hurricane....no other baddies
I'm glad I saw your post. I'm gonna hold off. My income is 125k. I also have a 30 day late with Kohl's from July of 2018 which I'm trying to dispute. It's my only baddy since my BK in 2 1/2 years. Maybe I can PC for the QS with just a SP? I'm suppose to get a CLI between February and March of 2020.
Go to this link and it will let you know if you can upgrade your current card without a pull. My Quicksilver was a Platinum when I got it in June
https://verified.capitalone.com/sic-ui/#/esignin?Product=Card&Action=ProductUpgrade
I logged in this evening to check my cashback balance since QS1 is my daily driver and low and behold there was an upgrade avaiable to me after I clicked on the link you provided. I was hoping it was a Savor. I would just simply app for QS (still have the prequlified offer) and would have split all of my spending between the Savor ( 3% on dining/entertainment & 2% at grocery stores) and QS (1.5% on everything else). Oh well, I'm gonna pass since I prefer the cashback at this time. I would preferred a QS to get rid of the AF, but I don't really want the tripple HP beat down. I am also due a CLI increase after 5 months since this is my daily driver and make multiple large payments a month I expect 2K to 3K bump. I now have two other accouts that have higher limits (Sync Amazon 5K & Sync Rooms to Go 7,500). I considering the BOA Cash Rewards for groceries at 2% & 3% of my choice (Only 1 HP) and Sync PayPal Mastercard which is a flat 2% cashback (Only 1 HP).
@Anonymous wrote:If you try it a few times you'll might get an offer for the Savor One and QS, but the Savor is tough.
Keep in mind though, that to cover thee annual fee on the Savor you need to spend $9500 a year in restaurants.
I apped for the Savor One via the prequalified offer and got the following message. Should I call in to see what they need?
