Call them in a day or two if you haven't heard back
Okay, thanks Brian_Earl_Spliner! Thanks for all of your advice.
@Anonymous wrote:If you try it a few times you'll might get an offer for the Savor One and QS, but the Savor is tough.
Keep in mind though, that to cover thee annual fee on the Savor you need to spend $9500 a year in restaurants.
I deceided to take the offer.
@ecxpa wrote:
@soxfaininfl wrote:
@ecxpa wrote:I bit the bullet in mid November......took 3 hits app is STILL pending for Savor.........Nevermore, nevermore for me! EQ 764, TU 786, EX 781, income north of 150K......had 30 day late on Kohls card last year due to hurricane....no other baddies
ecxpa, did you hear anthing on your application?
I have called every 4-7 days since application......last time I checked was Friday....they did tell me they were waiting on information from EQ....then told me the app has been "expedited" and wait until 12/23/19 to check back...this is a pisser, not going to call anymore. Get the same old spiel you will hear something in 7-10 days.....coming up on 30 days and no decision.
WTH, that is insane! Screw that! I'm not gonna bother calling them. If I get approved, I get approved. If I get denied then I get denied. Time to garden for a year.
@ecxpa wrote:
@soxfaininfl wrote:
@ecxpa wrote:
@soxfaininfl wrote:
@ecxpa wrote:I bit the bullet in mid November......took 3 hits app is STILL pending for Savor.........Nevermore, nevermore for me! EQ 764, TU 786, EX 781, income north of 150K......had 30 day late on Kohls card last year due to hurricane....no other baddies
ecxpa, did you hear anthing on your application?
I have called every 4-7 days since application......last time I checked was Friday....they did tell me they were waiting on information from EQ....then told me the app has been "expedited" and wait until 12/23/19 to check back...this is a pisser, not going to call anymore. Get the same old spiel you will hear something in 7-10 days.....coming up on 30 days and no decision.
WTH, that is insane! Screw that! I'm not gonna bother calling them. If I get approved, I get approved. If I get denied then I get denied. Time to garden for a year.
My sentiments exactly......not gonna use Cap1 anymore if this goes down the tubes...and definitely not going to call anymore.....so much for their "solid" prequals as far as I am concerned. BTW just out of curiosity I tried the upgrade link and was offered the Venture upgrade.
I was too, and I took the upgrade to the Venture1. What I was told on this board that once the limit on my account hits 5K then I will be elgible for the Venture which has a better rate of rewards. If your limit is already at 5K or higher then you can upgrade if you choose once they offer you another upgrade. Just keep checking the upgrade link periocatlly.
@ecxpa wrote:Well, well, well....I lied I guess, said I would not call Cap1 again but I did this morning after CK notified me of a new inquiry on EQ.....I called Cap1 to question why another inq was made and was told the first pull "was not complete" so they deleted it and pulled another this morning and lo and behold told me I was approved for the Savor1 ......had to send them a photo of the reverse side of my driver's license and was given a 5K starting line.....this is actually a low limit for me.....hope it will grow. There's a $150 SUB for the Savor1 and I'll take that. I checked back on CK to make sure there were not 2 hard pulls from Cap1 and only one is showing, will make sure that's also the case on MYFICO
Lol, congratulations! Does it show up in your Cap1 account by chance the Savor? I didn't apply via the regular website. I applied via the prequalifed offer which offered no sub and a fixed interest rate.