Capital One QS, Neiman Marcus online application

[sjt]

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@Anonymous wrote:

Update: capital one emailed me saying they denied me because they couldn't resolve a consumer alert  issue on my credit report. When I spoke to the representative last week she said that my credit bureau has a fraud alert on it and they needed to verify my phone number. 

Anyway they denied me because of the alert on my report. EQ. They transferred me to their fraud department and I left a message.   Have anyone experienced this? I really wanted that card. 

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Yes and its a pain. Cap1 will only contact you with the telephone number you list on your fraud alert. Best bet is to contact the fraud department and also add your telephone to the fraud alert on all CRA.

[Anonymous]

Update:   After contacting the EO for capital one was approved for $ 300 and suffered another hard pull. Although I'm glad I have something to start with, I'm a little disappointed with the SL. After my paid for deletion is removed, I will have a clean report in exp and transunion. I really want a higher starting line. Does anyone know what bank I can apply for next month? 

EX: 654 TU. 700 EQ: 657

[Creditaddict]

Check the pre-qual links with Chase, Citi, Amex

[Creditaddict]

Once the deletion happens

[Anonymous]

Yes thank you! Which bank is inquiry friendly? I have 8 on transunion. 13 on EQ, not sure on EX

[Anonymous]

I co signed for a car loan beginning of this year

[Creditaddict]

Those won't really be an issue for most allbanks

[Anonymous]

Yay yay thank you! Will keep you guys posted! Chase United mileage keeps emailing me, maybe I will try them but we will see!