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hello everyone, i did the capital one pre-qual to see if they had any offers for me and two of them came up. The QS Visa rewards and the Venture Rewards both with a set APR of 18.24% after the 0% for 9 mos. I pulled the trigger but i got the message that they needed more time to make a decision. Around an hour later i got a call from cap1 saying it was from their fraud dept and they needed to ask me some security ?'s. I verified everything and said i would receive the card in the mail from 7-10 days if approved. What do you guys think are my chances of getting approved? i just got approved on Thursday for the Discover IT with a SL of $6k. My BK was D/C on 12/14 any thoughts? Thanks.
If they are verifying fraud and have spoken to you then chances are pretty good you will be getting it. Their prequals are usually good. That is, assuming you have not been approved for a Cap1 card in the last 6 months.



@Anonymous wrote:hello everyone, i did the capital one pre-qual to see if they had any offers for me and two of them came up. The QS Visa rewards and the Venture Rewards both with a set APR of 18.24% after the 0% for 9 mos. I pulled the trigger but i got the message that they needed more time to make a decision. Around an hour later i got a call from cap1 saying it was from their fraud dept and they needed to ask me some security ?'s. I verified everything and said i would receive the card in the mail from 7-10 days if approved. What do you guys think are my chances of getting approved? i just got approved on Thursday for the Discover IT with a SL of $6k. My BK was D/C on 12/14 any thoughts? Thanks.
I just noticed in your signature that you already have 3 Capital One cards.
If you've been approved for one of those within the last 6 months, you won't get a new card.





























Then you should be good.



I decided to call the backdoor number listed on another post about a person in my similar situation. spoke to a rep and he ask a few questions then said immediately that i was approved for the visa signature with a SL of $10k, my highest TL!!!
Awesome congrats !!