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Capital One QS Visa Chances??

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Anonymous
Not applicable

Capital One QS Visa Chances??

hello everyone, i did the capital one pre-qual to see if they had any offers for me and two of them came up. The QS Visa rewards and the Venture Rewards both with a set APR of 18.24% after the 0% for 9 mos. I pulled the trigger but i got the message that they needed more time to make a decision. Around an hour later i got a call from cap1 saying it was from their fraud dept and they needed to ask me some security ?'s. I verified everything and said i would receive the card in the mail from 7-10 days if approved. What do you guys think are my chances of getting approved? i just got approved on Thursday for the Discover IT with a SL of $6k. My BK was D/C on 12/14 any thoughts? Thanks.

Message 1 of 8
7 REPLIES 7
jawbrkr
Established Contributor

Re: Capital One QS Visa Chances??

If they are verifying fraud and have spoken to you then chances are pretty good you will be getting it. Their prequals are usually good. That is, assuming you have not been approved for a Cap1 card in the last 6 months.



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 2 of 8
SouthJamaica
Mega Contributor

Re: Capital One QS Visa Chances??


@Anonymous wrote:

hello everyone, i did the capital one pre-qual to see if they had any offers for me and two of them came up. The QS Visa rewards and the Venture Rewards both with a set APR of 18.24% after the 0% for 9 mos. I pulled the trigger but i got the message that they needed more time to make a decision. Around an hour later i got a call from cap1 saying it was from their fraud dept and they needed to ask me some security ?'s. I verified everything and said i would receive the card in the mail from 7-10 days if approved. What do you guys think are my chances of getting approved? i just got approved on Thursday for the Discover IT with a SL of $6k. My BK was D/C on 12/14 any thoughts? Thanks.


I just noticed in your signature that you already have 3 Capital One cards.

 

If you've been approved for one of those within the last 6 months, you won't get a new card.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 8
Anonymous
Not applicable

Re: Capital One QS Visa Chances??

All of those capital one cards are over 18 months old execpt for the kohls card i was approved for it in november of last year.
Message 4 of 8
jawbrkr
Established Contributor

Re: Capital One QS Visa Chances??

Then you should be good.



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 5 of 8
Anonymous
Not applicable

Re: Capital One QS Visa Chances??

I decided to call the backdoor number listed on another post about a person in my similar situation. spoke to a rep and he ask a few questions then said immediately that i was approved for the visa signature with a SL of $10k, my highest TL!!!

Message 6 of 8
Anonymous
Not applicable

Re: Capital One QS Visa Chances??

Awesome congrats !!

Message 7 of 8
Anonymous
Not applicable

Re: Capital One QS Visa Chances??

Thank you.
Message 8 of 8
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