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Capital One QS1 CLI and Question***

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Anonymous
Not applicable

Capital One QS1 CLI and Question***

My sixth statement just cut for my QS1 and my limit went from $300 to $500 as promised. However, I'm a bit disappointed as my Cap1 Platinum MC'S 6th statement cut over the weekend and my limit went from $300 to $2300 so I was hoping to have the same outcome on this card. Unfortunately, that didn't happen. My question is, should I contact EO about my second card or just let it be and hope for a good increase in 6 months? They did do what was promised but I've had several increases over the last month and I fell this one could have been raised to match my first card with them- Fingerhut from $700 to $1300, Wal-Mart from $1200 to $1700 and then my Cap1 Platinum from $300 to $2300. Any advice or input is greatly appreciated!
Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: Capital One QS1 CLI and Question***

Anyone???
Message 2 of 21
Anonymous
Not applicable

Re: Capital One QS1 CLI and Question***

Contact the EO. I don't think they will do anything for the card personally, but it never hurts to ask!

Message 3 of 21
Anonymous
Not applicable

Re: Capital One QS1 CLI and Question***

Thanks! Do you have any tips on what to say? I don't want them to think I'm being petty but surely they can do better than 500.
Message 4 of 21
CreditCuriosity
Moderator Emeritus

Re: Capital One QS1 CLI and Question***

basically when you contact the EO say you cannot really do anything with a 500 limit... Car rental alone or airline ticket alone are around 400 or so dollars and you would be maxed and you want to be able to charge other stuff as well.. This is the best approach in my opinion as inflation is here and 500 isn't really much money in todays dollars

Message 5 of 21
Anonymous
Not applicable

Re: Capital One QS1 CLI and Question***

Thank you! Should I just send a FB message or use the EO email address? If I have the correct one.
Message 6 of 21
coldnmn
Mega Contributor

Re: Capital One QS1 CLI and Question***

Tell them you would like to continue a banking relationship with them but find it impossible to keep your utilization down with such a small CL. Thank them for having faith in you and always be courteous. You catch more bees with honey than vinegar. Good Luck!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 7 of 21
Anonymous
Not applicable

Re: Capital One QS1 CLI and Question***

Thank you for the advice!
Message 8 of 21
coldnmn
Mega Contributor

Re: Capital One QS1 CLI and Question***


@Anonymous wrote:
Thank you! Should I just send a FB message or use the EO email address? If I have the correct one.

If i was me Facebook. When you contact them only include phone number linked to the account. They will call you and then send It to EO. That will take about 5 business days.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 21
CreditCuriosity
Moderator Emeritus

Re: Capital One QS1 CLI and Question***

Email them and they will get back to you..  You can do a quick google search "Capital one EO Email Address" or "Capital One CEO email address" ..  They all get routed to the EO.  It will take them 3-5 days to get back to you then another 3 days or so to approve or not approve your request, but with the holidays, obviously things might take longer.  Best of luck!

 

Message 10 of 21
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