Capital One Question?

[rrr66]

I currently have a 669 EQ, 670 TU, and a 696 EX. Some lates 8 months ago but perfect since then (divorce). Great income.

Do I have a chance with any of the Capital One products? I have some old cap one cards but they won't move the CL so I heard new apps is the best way to get them to budge.

[Anonymous]

With Cap One, your odds are probably good. Check their pre qual link and see if it comes up with anything.

[Anonymous]

Let us know how it goes...

In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; PenFed Platinum Rewards Visa 10k; PenFed Promise 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BA Travel Rewards 3.5k; BA Travel Rewards 3.5k; BA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 86,200. 7/2-FICO: EQ - 788; TU - 779; EX - 690; Utilization: 12%; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 7 TU: 6; EX 3; Chapter 13 seven years May, 2015. Reset my garden date to 7/7. Gardening until further notice.

[rrr66]

Nothing on the prequal site.

[Anonymous]

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@rrr66 wrote:
Nothing on the prequal site.

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Have you ever opted out of pre-screened offers?

[rrr66]

No. Cap One never prequals me for anything.

[Anonymous]

 I've had a capital one platinum card for nine years that was stuck at a $500 limit.   I applied for a quick silver one with scores lower than you and was approved for $1000 limit .   About one month after I received the new card, I hit the CLI button for the platinum card And cap 1 gave me a CLI OF $1000, for a total of $1500 on the card that was stuck at 500 for many years.

id say your chances a good with your scores, and could probably even get the regular Quicksilver card or maybe even a Venture.  YMMV of course.  Maybe somebody who is from familiar with venture approvals can comment on the scores needed for that.   And of course there are other factors like income and utilization that can come into play during your approval