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Capital One QuickSilver or Savor Approval Odds?

tag
Anonymous
Not applicable

Capital One QuickSilver or Savor Approval Odds?

Update: Pulled the trigger and didn't get approved. Would appreciate some insight, please see my lost post.

I am looking for a no foreign transaction fee card with a 0% intro APR and these two cards fit the bill. If anyone has any suggestions please let me know.
 
As for my credit history no missed payments, AAoA is about a year old, and I have mid 700s across the board. For EQ and TU I have only 1 inquiry each but on my EX I have 4 inquiries. Utilization is under 20%.
 
I'm not getting any prequalified offers on their website because I'm under 21. So any and all advice very much appreciated.
Message 1 of 14
13 REPLIES 13
jl4
Established Contributor

Re: Capital One QuickSilver or Savor Approval Odds?

Based on the scores, I'd say you have pretty good odds. If you eat out a lot, the Savor would be better, but is lower on regular stuff than the QS. 

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 2 of 14
Anonymous
Not applicable

Re: Capital One QuickSilver or Savor Approval Odds?

I eat out probably every other day. So I think I could benefit from the Savor more.

Message 3 of 14
Anonymous
Not applicable

Re: Capital One QuickSilver or Savor Approval Odds?

How about the Uber card? That might be more fitting for you

Message 4 of 14
Anonymous
Not applicable

Re: Capital One QuickSilver or Savor Approval Odds?

I've never heard of it but once I took a look it seems like a great card except one thing: it's missing 0% intro APR (unless I overlooked it.) That's a deal breaker for me, but do you think I have a solid shot at the Savor?
Message 5 of 14
Anonymous
Not applicable

Re: Capital One QuickSilver or Savor Approval Odds?

Pulled the trigger and get declined :/ what a bummer. I honestly thought I had a solid chance, any tips? Should I call for a recon? Maybe they can give me another card with the 3 hard pulls?
Message 6 of 14
Gregory1776
Valued Contributor

Re: Capital One QuickSilver or Savor Approval Odds?


@Anonymouswrote:
Pulled the trigger and get declined :/ what a bummer. I honestly thought I had a solid chance, any tips? Should I call for a recon? Maybe they can give me another card with the 3 hard pulls?

 

with three hard pulls on my account now, I’d try and call them and ask! 



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
Message 7 of 14
Anonymous
Not applicable

Re: Capital One QuickSilver or Savor Approval Odds?


@Gregory1776wrote:

@Anonymouswrote:
Pulled the trigger and get declined :/ what a bummer. I honestly thought I had a solid chance, any tips? Should I call for a recon? Maybe they can give me another card with the 3 hard pulls?

 

with three hard pulls on my account now, I’d try and call them and ask! 


Capital One does not recon. And they will not consider giving you another card on the same credit pulls. You will have to apply and get three dings all over again.

 

If your bored, and have nothing else to do and want to kill time just to hear two NO's, go for it.

Message 8 of 14
Gregory1776
Valued Contributor

Re: Capital One QuickSilver or Savor Approval Odds?


@Anonymous

Capital One does not recon. And they will not consider giving you another card on the same credit pulls. You will have to apply and get three dings all over again.

 

If your bored, and have nothing else to do and want to kill time just to hear two NO's, go for it.


Makes me happy i I’m not interested in any of their cards! 3 HP’S SMH....



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
Message 9 of 14
Anonymous
Not applicable

Re: Capital One QuickSilver or Savor Approval Odds?

Well that's just bull**bleep**. Do you think there's another card I should go for or just call it quits?
Message 10 of 14
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