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Does anyone exclusively pull TU?

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Anonymous
Not applicable

Does anyone exclusively pull TU?

I have the least number of inquiries on my Transunion report and am wondering if there are any CC lenders that exclusively pull Transunion?
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Does anyone exclusively pull TU?


@Anonymouswrote:
I have the least number of inquiries on my Transunion report and am wondering if there are any CC lenders that exclusively pull Transunion?

I think it really matters where you are located. 

 

You can check these data points to see if a lender is more likely to only pull TU:

https://www.doctorofcredit.com/credit-bureau-citibank-pull/

 

check this out too:

http://www.cardrates.com/advice/which-credit-cards-use-transunion/

Message 2 of 12
Anonymous
Not applicable

Re: Does anyone exclusively pull TU?

Barclay. Also NFCU for credit cards.
Message 3 of 12
AverageJoesCredit
Legendary Contributor

Re: Does anyone exclusively pull TU?

As stated, sometimes where you live can affect the pull but for the most part Barclays and Synchrony Bank tend to pull TU.
Message 4 of 12
DemonHusker
Regular Contributor

Re: Does anyone exclusively pull TU?

US Bank uses TU Mortgage score
Message 5 of 12
Anonymous
Not applicable

Re: Does anyone exclusively pull TU?


@DemonHuskerwrote:
US Bank uses TU Mortgage score

I thought US BAnk uses TU Bankcard 8? Are you sure on this one. 

 

My TU Mortgage is 760+ (about 30pts higher than my bankcard score). Would be worth an HP to me at this point if they are going to pull Mortgage.  

Message 6 of 12
Anonymous
Not applicable

Re: Does anyone exclusively pull TU?

Here in northern Virginia, Apple Federal Credit Union pulls TU exclusively. I made sure to ask about that last year when I opened my account with them.

Message 7 of 12
pinkandgrey
Senior Contributor

Re: Does anyone exclusively pull TU?

The only card I've had pull ONLY TU is Barclaycard Apple.
Capital One Venture X : 30k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 16k
Discover It: 6.5k
Message 8 of 12
Anonymous
Not applicable

Re: Does anyone exclusively pull TU?

last time I applied for US Bank they pulled EQ; I'm in Louisiana if that makes a difference

Message 9 of 12
Anonymous
Not applicable

Re: Does anyone exclusively pull TU?

Was in the same boat with you, went on an app spree and almost all of the inquiries went to Experian and my TU was 30 points higher with <5 inquiries. Asked around and decided to apply for Barclays, they pulled TU only and the score was correct and rejected me nonetheless due to not enough credit history Smiley Sad

Message 10 of 12
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