Capital One Quicksilver - CLI Declined

[masscredit]

I recently closed a Cap1 card that was converted to QS after the Walmart card went away. The limit was only $2500. I was able to move $2K of the limit to my Savor card (can't move 100%). This might be a good option if you have other Cap1 cards or are thinking about applying for one.

[Patient957]

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@mAtchew wrote:

 Sometimes nothing at all.

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I'm thinking this is the reason, especially if you have any zero-spend months in your last 3 statement periods.  

I think if you do 3 statements straight of your average $500 - $1000 spend, you will likely be able to get a CLI.

[chamathkari]

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@mAtchew wrote:

Tried to get my Quicksilver card to match some of my other limits with other banks, but was not successful. Credit scores all above 790, no derogatory marks, and household income was $105k last year. This is my oldest card at 13 years old, too. For my sake, it seems others have difficulty with Capital One approving credit limit increases as well. That makes me feel a bit better 

Currently at $5.3k, asked for $10k. Initially stated I will get a response in 2-3 days. About 10 minutes later, got an email that I received a document in the app. Reasoning states recent use of this account's credit line has been too low. This is true. I would say I spend, on average, about $500-$1000 on this card per month. Sometimes nothing at all. Just depends on other rotating categories with my other cards.

EDIT: Just realized this should have been on the Credit Card Applications subforum, not here. Apologies moderators!

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I got denied too yesterday. This was my first card with SL $1000, then auto cli at 6 months to $2000. Only spend about $100/mo. Keeping it as my credit age is very short and dont want to take hit to my credit score by closing it.