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Capital One - Score/Model used for decisions

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Anonymous
Not applicable

Re: Capital One - Score/Model used for decisions


@sjt wrote:

They always use a previous version of FICO (EX: version 2 or 3; EQ: version 5: TU: version4) 


Where might one find which one they used upon approval?

Message 11 of 12
sjt
Senior Contributor

Re: Capital One - Score/Model used for decisions


@Anonymous wrote:

@sjt wrote:

They always use a previous version of FICO (EX: version 2 or 3; EQ: version 5: TU: version4) 


Where might one find which one they used upon approval?


On the back of the letter you receive.

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 12 of 12
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