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I got approved for a CO Quicksilver One Mastercard today. I also have a CO Secured Platinum Card that is 11 months old. They both have AF's of $39 QS, and $29 Plat.
Didn't like that these are the only cards I have that charge AF's. So, I did a chat with the CSR, and asked if there was an avenue to get one of the AF's if not both removed? Nothing wrong with asking. Of course, they coudln't do anything, but expected that. Looked on the forums and the internet and found a higher up guy, and e-mailed him.
Evidently, I got the right guy.
Tonight, my phone rings at 7:30pm est. I answered the phone, and a lady asked if she coudl speak to "Ranger6591" aka me! She said she was from *******'s office and he received my e-mail. She said they had looked over my request and that she was not only removing my AF on my Secured Card, but would also refund last years $29 AF which was paid. She told me I would get a letter next week showing what she did, and that it would also have some term changes that I will like in regards ot my Secured account. Not sure what those terms are yet.
I had no idea that sending a e-mail to someone that high up woud get something done the same day it was sent. Wow!
It is amazing what I have learned on this forum and site from the commentors and experts advise. I use it, and things just fricking happen!
Wooo.. Good job and it is a great feeling when a company takes care of your needs like that. Enjoy it.
Thanks.
I also have a Citi Double Cash Back Card EO decision coming Tuesday/Wednesday next week. The front line denied me based on less than 1 year history, and the recon lady said she could not over ride that. So, I did the EO call. He was completely different and said he will looked over that application and that yes the only thing was the less than 1 year. I told him about my 3 year plan, and he told me he will go over the app again, and he will call me, as mentioned, Tues/Wed.
Had I not come to myFICO, I woud have walked away with a hard pull and no fight for approval.
Capital One Secured Platinum, Chase Freedom, Discover It, Chase Slate, Capital One Quicksilver One
@Anonymous wrote:Thanks.
I also have a Citi Double Cash Back Card EO decision coming Tuesday/Wednesday next week. The front line denied me based on less than 1 year history, and the recon lady said she could not over ride that. So, I did the EO call. He was completely different and said he will looked over that application and that yes the only thing was the less than 1 year. I told him about my 3 year plan, and he told me he will go over the app again, and he will call me, as mentioned, Tues/Wed.
Had I not come to myFICO, I woud have walked away with a hard pull and no fight for approval.
Capital One Secured Platinum, Chase Freedom, Discover It, Chase Slate, Capital One Quicksilver One
That will be the cherry on top if Citi also obliges to your request. Good job and keep it up.
That would be nice, indeed. Then, since so new I'm done with apps for at least 12 months.
Good luck!