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Weird thing.. I got the "60 seconds wasn't enough time" message when applying for the Venture card today.
I called in and got with the new accounts department and the rep could only tell me about my declined application from a month ago, but he couldn't see my application for today. Soo... maybe it's held up in verification/fraud department or maybe the app just didn't go through properly... I'm not sure. I'll cross fingers something happens. I've read about people getting verification letters or calls.
CapOne QS $10,250 | ![]() AMEX Delta Gold $15,000 | ![]() AMEX BCE $5,000 | ![]() AMEX BCP $1,000 | ![]() AMEX HHonors $1,600 | ![]() Discover it $2,000 | EQ: 648 TU: 654 EX: 691 (as of 07/15/2017) |
It has been mentioned that Cap1 only approves one card every 6 months. Perhaps your second app didnt go through because of this. Did you get approved for a cap1 card in the last 6 months?



Yes, they did change that to 6 mos now. They may also count your last app in that senario. The 60 seconds is not enough time also sounds like a verification thing. With them, you never know.
When I applied for my second Venture 2 months ago, I received that message. A few days later cap1 called me to verify it was me and upload a DL to their website. I was approved after two rounds of phone calls. but this was before this new 6 month rule and the last cap1 card I had been approved for 10 months prior.