@Anonymous wrote:I understand, just frustrating since i have had a secured card with them for over a year now. Scores have improved and also have a couple of others secured cards for over a year. I even have an unsecured card with fnbo but still cant get a quicksilver one.
I understand your frustration - trust me! It wasn't that long ago I couldn't get approved for anything, and now it's been over a year since all my baddies fell off and my scores are all over 720 and BOA still won't graduate my secured card 
Hang in there, Cap1 will come around before you know it.
@Anonymous wrote:I'd call credit analyst at BOA. Not normal of them.
I know it's not normal. I see everyone else graduate early, but not me 
I'm 14 months in and nothing. I don't want to chance a HP by calling, plus I'm sure it's my fault because I don't use it and I got WAY too many new accounts last year 
. It has no rewards so... meh. I'm just gonna wait them out. If they don't auto-graduate it before the next annual fee I'm just going to close it.