Capital One card tiers and app question

[Anonymous]

IIRC with Cap1 you can have up to 2 "fair" cards and 3 "good" cards. So when a Platinum PC's to a no-annual-fee QS, does that move it up a tier? Or is it still considered one of the fair cards like the QS1?

Have any of y'all had a Platinum and QS1, then PC'd the Plat to a no-AF QS and applied for another Plat or QS1 with them?

[Anonymous]

I would say it is upper level sub-prime. I had two Platinums and PC'd the both to Quicksilver MC's. It's still a Platinum.

[Anonymous]

So then in your case, you wouldn't be able to apply for a thrid platinum, correct?

[Anonymous]

IDK, if I could, I don't think I would want to. Just my own personal decision. I would say the Platinum is one step up if not a starter card. Don't want to go backwards.

[Anonymous]

True. I don't want another Platinum or QS1 (long term anyway) but am interested in the idea of combining with my QS after 6 months if CLI's don't come my way.

[Anonymous]

I PC'd both my Platinums to Quicksilver MC's before my third statement. The credit lines were both 500$ and I hit the LUV button one week after my second statement and they both went to 1500$. You can call or go on chat and ask if you are eligable for PC? Let me know!

[dstew201]

I managed to convert my platinum MC to a no-AF World MC QS would that be considered a tier move?

[Anonymous]

I have heard of World MC, but I don't know enough to comment on it. What does it say on your on line Cap1 account summary.. Does the picture say Platinum.

[dstew201]

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@Anonymous wrote:

I have heard of World MC, but I don't know enough to comment on it. What does it say on your on line Cap1 account summary.. Does the picture say Platinum.

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Hmm... It says Quicksilver World MasterCard

[Anonymous]

It doesn't say Platinum next to the picture?