Capital One card tiers and app question

[Anonymous]

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@Anonymous wrote:

I PC'd both my Platinums to Quicksilver MC's before my third statement. The credit lines were both 500$ and I hit the LUV button one week after my second statement and they both went to 1500$. You can call or go on chat and ask if you are eligable for PC? Let me know!

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I already did the PC. That's not my question. I'm asking if AFTER you PC, does that turn it into a higher tier card? Meaning if you had two Platinums and PC'd them both to no-AF QS's, do you now have two higher tier cards and could (if you wanted to) apply for another lower tier card?

[Anonymous]

Yes, they are considered higher tier.. I suppose you could apply for a lower tier card. Why would you want to? I would think you can let your Quicksilvers age and grow a little then shoot for the Venture or Quicksilver Siggy.

[Anonymous]

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@Anonymous wrote:
Yes, they are considered higher tier.. I suppose you could apply for a lower tier card. Why would you want to? I would think you can let your Quicksilvers age and grow a little then shoot for the Venture or Quicksilver Siggy.

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Just to be able to eventually combine limits in case I never get a CLI. People seem to get them left and right around here and I can't get one for any of my cards. I would like to have one single card with cap one at a decent limit.

ETA: I would just shoot for the QS visa (really want that one) but I thought it required Excellent credit and previous experience with high limit cards for a few years.

[Anonymous]

What are your present limits and how long have you had them. Do you PIF? How much do you run through them monthly? Do you pay more than once a month?

[Anonymous]

Current limits: QS1 300 / QS MC 500, had them since early September (both in credit steps, wanted to CLI before credit steps ends)

I PIF but will carry a balance this month to take advantage of 0% APR

I pay all of my bills with my cards for the rewards so it gets plenty usage

[Anonymous]

Hit the LUV button right now on both...It's a soft pull. Hit them now and tell me how much you got.

[dstew201]

@donny10: No. It just says World MasterCard now.

Sorry for thread stealing.. 😀

[Anonymous]

Nice.

[Anonymous]

I hit the luv button a couple weeks ago. I get the message on both saying accounts too new. At least it's not a flat out denial for other reasons. I will try again maybe January or February, credit steps shouldn't end until Feb or March I think.

[Anonymous]

Same thing happen to me and a week later they popped..