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Capital One is auto-declining me for another card

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padme
Established Contributor

Re: Capital One is auto-declining me for another card


@Anonymous wrote:

Let me weigh in here - I have become obsessed with Cap One as I await the venture (Apping tomorrw as my 30 day window is up!  And scores now all 690-710!!!!)  .. QS1 and Platinum ARE in sub prime, and you are bwing auto declined because you are allowed ONLY 2 in this category.  It will auto decline you forever. SONY however is in thier EXCELLENT tier, and beleive it or not, for Cap One this is ambigous -- i've seen people get approvals for Venture with low 640s and SONY with 630s or less.   LOW limits albeit. $300-500 for SONY and lowest limit for Venture of $5k...

 

So you have 2 cards in AVERAGE TIER and one now in EXCELLENT.  You are allowed 2 more for a toal of FIVE with Cap one...I suggest getting your scores above 650-660 at least and using those apps on VENTURE and QS Regular!!!  Good luck Smiley Very Happy


Im proof of those venture high limits... and 640 CS's. Dont app directly, just keep hitting the preq page..

Message 11 of 19
Pway
Valued Contributor

Re: Capital One is auto-declining me for another card

Strange but I have obtained 3 cards with Capital One.  I have the Platinum, QS1 and Sony.  Although I obtained the Sony a couple months later after the first approvals.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 12 of 19
bodyboy1
Established Contributor

Re: Capital One is auto-declining me for another card

> Joeyzoom> you Are Correct ..  however...  not to burst anyones bubble capital One is not giving Anyone a Venture Anything within 6 Months of a BK.
@Anonymous wrote:

Let me weigh in here - I have become obsessed with Cap One as I await the venture (Apping tomorrw as my 30 day window is up!  And scores now all 690-710!!!!)  .. QS1 and Platinum ARE in sub prime, and you are bwing auto declined because you are allowed ONLY 2 in this category.  It will auto decline you forever. SONY however is in thier EXCELLENT tier, and beleive it or not, for Cap One this is ambigous -- i've seen people get approvals for Venture with low 640s and SONY with 630s or less.   LOW limits albeit. $300-500 for SONY and lowest limit for Venture of $5k...

 

So you have 2 cards in AVERAGE TIER and one now in EXCELLENT.  You are allowed 2 more for a toal of FIVE with Cap one...I suggest getting your scores above 650-660 at least and using those apps on VENTURE and QS Regular!!!  Good luck Smiley Very Happy


 

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 13 of 19
bodyboy1
Established Contributor

Re: Capital One is auto-declining me for another card

> that is true Also
@Anonymous wrote:

Addendum:  You now have ot wait a minimum of 30 days to app again, it auto declines whether or not you are approved for 30 days after last app


 

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 14 of 19
bodyboy1
Established Contributor

Re: Capital One is auto-declining me for another card

> Everyone is diff:    > & yes (2)..  Not More than (2)
@Anonymous wrote:

Before stumbling upon this site, my first card I apped for was a Capital One Journey card. About two weeks later, I apped for both QSOne and Playstation Visa. I got approved for both cards back to back. 

 

After a few months, my Journey card was PC'd to a QS Visa. 

 

So yes, it is possible to have 2 "sub-prime" cards and a co-branded card like the Sony Visa or Playstation Visa. 


 

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 15 of 19
bodyboy1
Established Contributor

Re: Capital One is auto-declining me for another card


@bodyboy1 wrote:
> Everyone is diff:    > & yes (2)..  Not More than (2)
@Anonymous wrote:

Before stumbling upon this site, my first card I apped for was a Capital One Journey card. About two weeks later, I apped for both QSOne and Playstation Visa. I got approved for both cards back to back. 

 

After a few months, my Journey card was PC'd to a QS Visa. 

 

So yes, it is possible to have 2 "sub-prime" cards and a co-branded card like the Sony Visa or Playstation Visa. 


 >    NOPE!  SORRY..   YOU CAN HAVE AS MANY AS CAPITAL ONE IS WILLING TO GIVE TO YOU..  AS PER CAPITAL ONE EXECUTIVE OFFICE...  SAYING EVERY ONE IS DIFF:..   NO LIMIT OF CARDS!


 

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 16 of 19
Anonymous
Not applicable

Re: Capital One is auto-declining me for another card

I have had 1 QS1 and 1 Platinum Card and also Sony Card so for the other person saying that its true since I can vouche for it just last week I upgraded my Platinum to QS1.

Message 17 of 19
Anonymous
Not applicable

Re: Capital One is auto-declining me for another card

So... I wonder why it's auto-declining me? I'll give it another 30 days and see what happens.
Message 18 of 19
bodyboy1
Established Contributor

Re: Capital One is auto-declining me for another card

>  i'm being told..   by a friend..   your scores are not high enough (635-655)..  i don't know it that is Correct,   just wanted to let you know
@Anonymous wrote:
So... I wonder why it's auto-declining me? I'll give it another 30 days and see what happens.

 

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 19 of 19
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