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Capital One

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Anonymous
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Capital One

Just went to the Cap1 pre-qaul site and was offered quick silver with 0% and no anuual fee. Well late last year I changed my Cap1 Platinum to a QuickSilver and my APR stayed the same and no special promo. Well my question is do you think it's worth apping for or requesting a CLI on my original card

Message 1 of 5
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Anonymous
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Re: Capital One


@Anonymous wrote:

Just went to the Cap1 pre-qaul site and was offered quick silver with 0% and no anuual fee. Well late last year I changed my Cap1 Platinum to a QuickSilver and my APR stayed the same and no special promo. Well my question is do you think it's worth apping for or requesting a CLI on my original card


CLI's typically fall on deaf ears for sub-prime originated CapOne cards.

 

You are better off applying for new if you can stand the triple pull.

Message 2 of 5
App_Addict
Valued Contributor

Re: Capital One


@Anonymous wrote:

@Anonymous wrote:

Just went to the Cap1 pre-qaul site and was offered quick silver with 0% and no anuual fee. Well late last year I changed my Cap1 Platinum to a QuickSilver and my APR stayed the same and no special promo. Well my question is do you think it's worth apping for or requesting a CLI on my original card


CLI's typically fall on deaf ears for sub-prime originated CapOne cards.

 

You are better off applying for new if you can stand the triple pull.


One can only dream of the day that CapOne realizes that they actually lose business by their triple pull rule!  Not sure why they insist on that, just seems like overkill to me and bad business.

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 3 of 5
Anonymous
Not applicable

Re: Capital One

I'll pass on that triple pull, my current QS is just in the safe. 

Message 4 of 5
Anonymous
Not applicable

Re: Capital One


@App_Addict wrote:

@Anonymous wrote:

@Anonymous wrote:

Just went to the Cap1 pre-qaul site and was offered quick silver with 0% and no anuual fee. Well late last year I changed my Cap1 Platinum to a QuickSilver and my APR stayed the same and no special promo. Well my question is do you think it's worth apping for or requesting a CLI on my original card


CLI's typically fall on deaf ears for sub-prime originated CapOne cards.

 

You are better off applying for new if you can stand the triple pull.


One can only dream of the day that CapOne realizes that they actually lose business by their triple pull rule!  Not sure why they insist on that, just seems like overkill to me and bad business.


Most people don't know what inquiries even are, so I doubt they lose much business at all. Smiley Indifferent

 

Triple pull is the price one pays to get in with CapOne. They are the best at subprime after all.

Message 5 of 5
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