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Capital one CLI question

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Deeyarht948
Contributor

Capital one CLI question

I have a Capital One Savor card and my last credit limit increase was $200 about six months ago they are again offer me $250 credit limit increase should I take it Or wait for them to give me a higher one what do you guys think

Message 1 of 7
6 REPLIES 6
tcbofade
Super Contributor

Re: Capital one CLI question

As stingy as they are with CLIs, I would take it.

 

Good luck!

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Message 2 of 7
HeavenOhio
Senior Contributor

Re: Capital one CLI question

@Deeyarht948, what's your current limit? How much do you spend on the card?

Message 3 of 7
Deeyarht948
Contributor

Re: Capital one CLI question

My current limit is 2400 and I spend an average of 1000 bucks a month on it

Message 4 of 7
SUPERSQUID
Valued Contributor

Re: Capital one CLI question


@Deeyarht948 wrote:

I have a Capital One Savor card and my last credit limit increase was $200 about six months ago they are again offer me $250 credit limit increase should I take it Or wait for them to give me a higher one what do you guys think


200 or 250 cli on savor one is a bonanza, last cli on my savor one was 100 bucks

Message 5 of 7
OmarGB9
Community Leader
Super Contributor

Re: Capital one CLI question


@Deeyarht948 wrote:

My current limit is 2400 and I spend an average of 1000 bucks a month on it


If you're not even reaching 50% utilization, it'll be hard to get a large CLI.


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Message 6 of 7
GatorGuy
Valued Contributor

Re: Capital one CLI question

Turning down a CLI I can't imagine is a good plan to get a larger increase later. 

Message 7 of 7
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