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Capital one QS One

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Valued Member

Capital one QS One

  • My wife recently just rose her score some,  and we did a pre-qualify for capital one. It pre-qualified her for the quicksilver one within $39 annual fee. When she applied for the card it said that she was almost approved but they needed more info to open her account......does this mean a denial or approval? She’s been on hold with them for a while. 
Starting Score: 580
Current Score: 640
Goal Score: 750


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Community Leader
Senior Contributor

Re: Capital one QS One

It could go either way. Cap One has been giving out a lot of pending messages lately. Hopefully it’s good news!

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Message 2 of 6
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Valued Member

Re: Capital one QS One

So after talking to them on the phone they needed her drivers license and SS card and said it would take a couple days to gather everything. We shall see I guess 

Starting Score: 580
Current Score: 640
Goal Score: 750


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Message 3 of 6
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Regular Contributor

Re: Capital one QS One

Should be good! I'll say CONGRATZ now!!!








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Message 4 of 6
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Super Contributor

Re: Capital one QS One

Sounds promising. I'd call back ASAP and ask them if you can change it to the Platinum. Easier to upgrade to a reg Quicksilver and no annual fee. Good Luck!




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Message 5 of 6
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Senior Contributor

Re: Capital one QS One


@FireMedic1 wrote:
Sounds promising. I'd call back ASAP and ask them if you can change it to the Platinum. Easier to upgrade to a reg Quicksilver and no annual fee. Good Luck!

No AF on the Plat but also No Rewards.   Spend is only $1600 in a year to break even, so the QS1 could still be worthwhile.   I had no problem upgrading my QS1 to a QS. 


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