Capital one application?

[Anonymous]

Oh ok, thanks for the info.

[Anonymous]

I am also an authorized user on a relatives quicksilver and platinum, will that affect me at all in getting approval?

[Anonymous]

---

@Anonymous wrote:

I am also an authorized user on a relatives quicksilver and platinum, will that affect me at all in getting approval?

---

I'm not sure. I've read where other accts take AU's into consideration when approving new CC's but my wife is AU on mine and she got her own so YMMV.

[Anonymous]

Just applied and Denied. Is there a number i can call to see if they would reconsider?

[Loquat]

CapOne isn't great about recons...I'd wait for the letter to see what they say.  

[KSK1912]

---

@Anonymous wrote:

---

@Anonymous wrote:

Thanks for the advice, i am def thinking about pulling the trigger. I have also had a secured card with them for 11 months now. I have always paid on time.

---

That changes things then.

You will probably only get one of the two CC's. In that case (it is my opinion that) you should app the Platinum first then try the QS1. The reason is that you will be able to PC the Plat in a month or so to a Quicksilver Rewards MC with $0 AF and 1.5% cash back on all purchases and request a CLI at around the 60day mark. The QS1 takes 6mths to PC.

---

Correct! I got Platinum and QS1 for my DW couple months ago, and her scores were below 600 for EQ & EX and little over 600 for TU with a lot of inquiries and medical collections. She got approved for both at $300 SL. 1 short 1 full statement later, i logged and hit the luv button and both cards were given an additional $500 each making them $800. May 9th should be her 4th statement and we will try it again to get one more cli before the credit steps kick in. Good luck and keep us posted.

[Anonymous]

---

@KSK1912 wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

Thanks for the advice, i am def thinking about pulling the trigger. I have also had a secured card with them for 11 months now. I have always paid on time.

---

That changes things then.

You will probably only get one of the two CC's. In that case (it is my opinion that) you should app the Platinum first then try the QS1. The reason is that you will be able to PC the Plat in a month or so to a Quicksilver Rewards MC with $0 AF and 1.5% cash back on all purchases and request a CLI at around the 60day mark. The QS1 takes 6mths to PC.

---

Correct! I got Platinum and QS1 for my DW couple months ago, and her scores were below 600 for EQ & EX and little over 600 for TU with a lot of inquiries and medical collections. She got approved for both at $300 SL. 1 short 1 full statement later, i logged and hit the luv button and both cards were given an additional $500 each making them $800. May 9th should be her 4th statement and we will try it again to get one more cli before the credit steps kick in. Good luck and keep us posted.

---

Get on Chat soon and PC the Plat to a QS (it would qualify now). It will have $0 AF and 1.5% cash back and be a higher tier card.