cancel
Showing results for 
Search instead for 
Did you mean: 

Capital one approval

tag
jinmikesung
New Contributor

Capital one approval

Hello all,

 

I was checking capitalone.com for a pre-approval and received below message. 

Is this a pre-approval or declined?

 

 

Thank you

 

Message 1 of 14
13 REPLIES 13
woodsie1
Regular Contributor

Re: Capital one approval

From my experience, this is not an approval. Usually the preapproval will say congratulations. 

Starting scores TU: 537 EQ: 571 Current Scores 8/2015 TU:641 EQ: 641EX: 643
4000 3600 30006200 VS: 2450 NY&CO: 2320

Message 2 of 14
Anonymous
Not applicable

Re: Capital one approval

This is NOT a pre-approval... it says it could not match you to a pre-approval offer. The pre-approval/pre-qualified starts with "Congratulations..."

 

The card presented to you is based on your answers on the previous screen about what type of card you want (cash back, travel rewards, low interest) and your estimated credit rating (excellent, average, etc.).

Message 3 of 14
Anonymous
Not applicable

Re: Capital one approval

The clue is "We couldn't match your records to a card offer" hence the recommendation for the card below... Base on your credit profile, you may get it or not.  But that maessage isn't anything.

Message 4 of 14
CreditCuriosity
Moderator Emeritus

Re: Capital one approval

Get congrats message if you are "pre-qualfiied" for offers.  Otherwise the message you got..

Message 5 of 14
KDKobes
Regular Contributor

Re: Capital one approval

When I applied for my QuicksilverOne card right from discharge I had the same options. I was approved but not instantly so its anyones guess.





EX: 694 (F8)(7inq) | TU: 691 (VS3)(5inq) | EQ: 699 (VS3)(5inq)
BK Ch 7 Discharged 2015 | x1 Paid collection | x1 30 day late on file
9% Utilization | AAoA: 2yrs | Updated: *UPDATING*
Message 6 of 14
jinmikesung
New Contributor

Re: Capital one approval

Thank you everyone!

 

Message 7 of 14
Anonymous
Not applicable

Re: Capital one approval

For future reference, this is what a pre approval will look like:

 

Message 8 of 14
Anonymous
Not applicable

Re: Capital one approval


@Anonymous wrote:

For future reference, this is what a pre approval will look like:

 


Get the Venture...you know you want too...

Message 9 of 14
Anonymous
Not applicable

Re: Capital one approval

Good luck whatever you decide to do!

Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.