Capitalone one increase then decline

[My_Fako]

I have to cap1 qs1 accounts. I knew it was over 6 month's since my last increase. Well I hit the luv button,  and was approved for a $1000 increase. I was hoping for at least a $1750 increase. Just paid off $1500 between both accounts to zero. 

So I as upset an hit the decline offer. Did I just screw my chances for a Increase for the next 6 months. My statement cuts on the 5th so I know my scores might go up? What can I do?  I kinda wanted to except the $1000 increase,  because I know it would then report on the 5th boost my scores. 

Because I plan on doing a small app spree this coming month. HELP... 

FICO

EQ:631 might be higher but Myfico hasn't updated it in almost a month 

TU 627

Ex 612 (frozen) 

Please help me guys on what I should do... 

Thanks a bunch! 

[bodyboy1]

> next time please just accept it!..   everything is going to fine

did you know ..  you can combine the two  cards ... if 1 is at a zero bal>?  and the re-request CLI

  and then app for another Cap 1 acct.

  or > just re-request now...  then Combine...   then app for another Acct.

   also do u know about the shopping cart trick?

    Overstock...  JCrew & Barneys  ...  give Amazing Cl.

     best of luck for everythng!

  p.s.<>  best time to app is nov/Dec holiday time.

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My_Fako wrote:

I have to cap1 qs1 accounts. I knew it was over 6 month's since my last increase. Well I hit the luv button,  and was approved for a $1000 increase. I was hoping for at least a $1750 increase. Just paid off $1500 between both accounts to zero. 

So I as upset an hit the decline offer. Did I just screw my chances for a Increase for the next 6 months. My statement cuts on the 5th so I know my scores might go up? What can I do?  I kinda wanted to except the $1000 increase,  because I know it would then report on the 5th boost my scores. 

Because I plan on doing a small app spree this coming month. HELP... 

FICO

EQ:631 might be higher but Myfico hasn't updated it in almost a month 

TU 627

Ex 612 (frozen) 

Please help me guys on what I should do... 

Thanks a bunch! 

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[coldnmn]

I have read where declining the CLI and then trying a week later with Cap1 they got a much bigger offer. Good Luck!

[someg33k]

From my experience the offer will still be there waiting for you, and as somebody else said it may be an even higher amount.

I have one sitting there waiting for me but have not accepted it as I know if I do it will be another 6 months, so i'll keep an eye on it. BTW I actually do not click Decline, I just navigate away from the page    Not sure if that maters or not.

Good luck.

[yoyo]

Humm, I don't know.  After your app spree your scores might go down....but what I've read there is usually an increase after people on this site decline the
orginal increase offer....good luck..but i take what I can,..my score are 634, 632,655 and I got on an $1000 increase on my annual date w/QS1.
Used the card heavy as well...

[Anonymous]

It's okay if you decline a CLI offer. Try again in a few weeks and you may receive the CLI amount you wanted this time. By then, your credit scores should reflect the PIF balances. Best of luck!!!

[CreditMagic7]

Congrats! and yes you can try again and next time is very likely a higher line increase offer.

[Anonymous]

let us know what happens

[pip3man]

My experience, hit the luv button on mine. Got an initial $400 offer which I declined, 10 days later I tried again and got a $3k offer which I gladly accepted. On my other card, they've been consistently offering $1k which I keep rejecting but my plan is to try again once I've significantly paid down my balance. So OP yes u did the right thing if u weren't satisfied with their offer. Wait a few more weeks and try again. 

[securingourfuture]

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@coldnmn wrote:

I have read where declining the CLI and then trying a week later with Cap1 they got a much bigger offer. Good Luck!

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Yes this was my experience. Offered $400 on a $5k venture one. Waited 8 days and was then offered $3k. Happily accepted!

*this was after 2 statements - card opened 5/19, offered $400 7/20, offered & accepted $3k 7/28