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Capitial One CLI Request

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me12345
Frequent Contributor

Capitial One CLI Request

I have a Platinum Capitol One M/C with a $1,300.00 CL on it, it was raised $500.00 automaticly when the account was 6 months old.

However, that was 8 months ago...If I hit the "Love" button for CLI, will it be a HP or a soft one?

 

Thanks,

VA & FHA down to 550...
Licensed Senior Mortgage Loan Officer in the states of Arizona & California
Specializing in VA, FHA, USDA & Conventional loans. My company is also licensed in 12 states, Arizona, Colorado, Nevada, California, Oregon, Washington, Utah,
Alaska, New Mexico, Texas, Illinois and Florida
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Capitial One CLI Request

No, it will be a SP.

Message 2 of 7
me12345
Frequent Contributor

Re: Capitial One CLI Request

Thanks....

 

I hit the button and got an imiediate $150.00 CLI...Really! $150.00. I declined the CLI.... do I need to wait 6 months to try it again?

VA & FHA down to 550...
Licensed Senior Mortgage Loan Officer in the states of Arizona & California
Specializing in VA, FHA, USDA & Conventional loans. My company is also licensed in 12 states, Arizona, Colorado, Nevada, California, Oregon, Washington, Utah,
Alaska, New Mexico, Texas, Illinois and Florida
Message 3 of 7
Anonymous
Not applicable

Re: Capitial One CLI Request

Not sure about how declining an offer fit into the equation, I would give them a call.

 

Cap1's stingy CLIs can sometimes feel like insults, I chuckled at my initial CLI of 1k to my 10k SL QS, but I accepted anyway.

Message 4 of 7
Anonymous
Not applicable

Re: Capitial One CLI Request


@me12345 wrote:

Thanks....

 

I hit the button and got an imiediate $150.00 CLI...Really! $150.00. I declined the CLI.... do I need to wait 6 months to try it again?


I tried CLI each month on my QS, 100 each time, declined a few times.  And one day I got 4000 instant.  I dont know what their logic is, because my card utilization all along was basically same.

 

Message 5 of 7
700orbust
Frequent Contributor

Re: Capitial One CLI Request

sometimes their decision is made on a score thats 2 months old. they play by their own rules thats for sure.

------------------------------------------------

What's in my wallet?

Apple, Amex Biz Plat/BBC/BCP/Schwab/Plat/Gold, NFCU Flagship/Plat, Spark Biz, PenFed, CSR, and more
Message 6 of 7
MauiMan85297
Established Contributor

Re: Capitial One CLI Request

You can wait 2 weeks and try again, no rhyme or reason when and why they give or not give.  Always a SP



Message 7 of 7
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