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Capone pending............REALLY?

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Vegas4Play
Valued Contributor

Re: Capone pending............REALLY?


@Anonymous wrote:

I have had 4 CO cards and combined all 4 into one, hence the 16.7K limit. I applied Monday and the app is still pending, all 4 prior cards were instant yes's.  I have relatively low UTL. ish and this is frustrating, I called the Exec. number and they transferred me to app. dept. and of course they know nothing. Any advice is always appreciated, Semper Fi.


Did you ever hear back from your Capital one app?

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 11 of 17
Anonymous
Not applicable

Re: Capone pending............REALLY?

They approved for 1k, I withdrew the app.

Message 12 of 17
Anonymous
Not applicable

Re: Capone pending............REALLY?


@Anonymous wrote:

They approved for 1k, I withdrew the app.


How do you withdraw an app?

Message 13 of 17
Anonymous
Not applicable

Re: Capone pending............REALLY?


@Anonymous wrote:

@Anonymous wrote:

They approved for 1k, I withdrew the app.


How do you withdraw an app?


Just called in and cancelled the app so  the card doesnt hit the CR

Message 14 of 17
blondy250
Established Contributor

Re: Capone pending............REALLY?

So you take a HP for an app, you get approved for a low limit and you pull the app( first i've ever heard of this). What a waste of a HP.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 15 of 17
Gmood1
Super Contributor

Re: Capone pending............REALLY?

Nope not the first. I've seen others do it as well. I did the same thing with US Bank.
Told them to keep it and give it to someone that could get more use out of it. Lol
It will still be on your reports however. Just shows as closed by consumer.
Message 16 of 17
Vegas4Play
Valued Contributor

Re: Capone pending............REALLY?

Is it me or does it seem as tho Capone has changed their starting limits on the "excellent credit" tier cards. The minimum limit is lower to get the cards, but so does the starting limits seem to be as well
Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 17 of 17
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