As I know before it was transfer to CP1, Synchrony CLI'ed me then now I decided try to CLI with CP1. Boy, they are very tricky and it came this to me, I'm not sure why they claimed CLI count against the INQ on my CR, seriously? That's messed up.
Honestly i expect most people will be stuck at whatever limit they have or get with C1. This is a lender that seems to really want heavy usage to justify an increase. I wont even bother to try and appease the triple whipple
I have Synchrony cards like Lowes Card and yes Synchrony tends to be flexible with credit increases and sometimes did not pull my credit as a hard inquiry for a credit line increase. I actually just got approved for the Capital One Walmart Mastercard but I have other Capital One accounts and I have gotten that same letter of two many inquiries on your credit report. My advice is to either wait for Capital One to consider you without you requesting or let some inquries fall off.
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@AverageJoesCredit wrote:
Honestly i expect most people will be stuck at whatever limit they have or get with C1. This is a lender that seems to really want heavy usage to justify an increase. I wont even bother to try and appease the triple whipple
Im still upset I didnt go back for one final CLI when it was still with Synchrony