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A friend went and tried to get pre qual with Care Credit / SYNCB and got an offer and what was strange was the score. SYNCB said they made their own score with a range off low 300 to high 620. For me that does not do well for me as 620 is poor under most credit score models!
@Cory88 wrote:A friend went and tried to get pre qual with Care Credit / SYNCB and got an offer and what was strange was the score. SYNCB said they made their own score with a range off low 300 to high 620. For me that does not do well for me as 620 is poor under most credit score models!
Navy Fed has there own scoring system as well. They will pull your TU but they have an internal scoring system they also use.
@Cory88- SYNCB has been known to use a variety of different scoring models, such as VS4, plus they have their own proprietary model that is used from time to time on some lending decisions.