CareCredit Pre Qual

[Cory88]

A friend went and tried to get pre qual with Care Credit / SYNCB and got an offer and what was strange was the score. SYNCB said they made their own score with a range off low 300 to high 620. For me that does not do well for me as 620 is poor under most credit score models!

[Anonymous]

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@Cory88 wrote:

A friend went and tried to get pre qual with Care Credit / SYNCB and got an offer and what was strange was the score. SYNCB said they made their own score with a range off low 300 to high 620. For me that does not do well for me as 620 is poor under most credit score models!

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Navy Fed has there own scoring system as well.  They will pull your TU but they have an internal scoring system they also use.

[FinStar]

@Cory88- SYNCB has been known to use a variety of different scoring models, such as VS4, plus they have their own proprietary model that is used from time to time on some lending decisions.