@Countingpennies wrote:
You will still need insurance, whether you have CareCredit or not.
+1
Just one illness (and not even a very severe one) could wipe out even the most generous Care Credit account credit line and set you up for major hardships down the road, up to and including bankruptcy. Actually, it's said by most sources that medical expenses are the #1 cause of bankruptcy.
We're not trying to be 'preachy', we're just trying to keep you (OP) from making the same mistakes so many of us have already made.
http://www.theatlantic.com/health/archive/2014/10/why-americans-are-drowning-in-medical-debt/381163/
http://www.cnbc.com/id/100840148
https://www.nerdwallet.com/blog/health/2014/03/26/medical-bankruptcy/