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Chance of Amazon CLI?

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Anonymous
Not applicable

Chance of Amazon CLI?

Good morning and happy Valentine's Day everybody!

I was recently approved for the Amazon store card from Synchrony within $1,800 starting limit. I called in to ask for a credit line increase immediately, and they denied it. After they denied it I started researching and heard that its a better idea to wait for the card to come in the mail. I used the card and now it's been open for about two weeks.
I am wondering if it's a good idea to try chatting with Amazon about an increase? Or if I should leave it alone for a little while? I've heard that synchrony is pretty good about giving instant credit line increases after only having the card for a little while. My TransUnion score is 695. Thank you :-)
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Chance of Amazon CLI?

Your score seems fine for recieving a sizeable CLI from Synch, but I would wait until the first statement cuts and you PIF. No need to rush for a credit limit increase with Synchrony, they will practically throw them at you. Show some usage and payment activity and then bombs away.

Message 2 of 5
MyLoFICO
Valued Contributor

Re: Chance of Amazon CLI?

Call the back door number 877-379-8173. Ask for 10K or 15k if you feel lucky. It doesn't matter which one. They will counter with their max offer. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 3 of 5
notpaul
Regular Contributor

Re: Chance of Amazon CLI?

After a couple months they gave me a $2500 increase. I PIF. The rewards are good, I hear better than the chase mc version
6/15 DC BK7, starting EQ FICO score 563

2/16 FICO EQ 661. TU 653, EX 660
Current CC Accounts: Capital One QS1 500; Overstock 1300; Care Credit 5000; Barclay Rewards MC 1300; JCPenney 3500; Amazon 3500; WalMart 3500; Target 500; PenFed Promise Visa 2000; PenFed CLOC 500; NFCU Flagship 12500; NFCU Platinum 8500; Credit One 1000.
Message 4 of 5
Anonymous
Not applicable

Re: Chance of Amazon CLI?

 

 

Message 5 of 5
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