Chances For Venture? Recent New Accounts

[Anonymous]

Hey All,

I wanted to get your thoughts on applying for Venture, considering everyone is getting amazing approvals and all.

I only have a one year credit history, and feel very lucky to have opened up CSP $5K, Amex EDP $4K, and Amex Platinum in the last week alone!!!

I got denied for Arrival Plus and Citi Prestige because of my short credit history.

I currently also have $1.5K Wells Fargo, $2K Amazon, $1K Walmart, and $500 Capital one QS One

Current Scores: 688 EQ, 709 TU, 705 EX --> but this doesn't include those three new accounts that I opened up.

I'm completely new to this FICO/credit game so what will opening up those three accounts do to my FICO score? Should I wait to apply for Venture or just go now?

THANKS AGAIN! Very grateful for this forum. 

[Techsavvy]

Have you tried Capital One to see if you are pre-qualified.  You might have a offer for the Venture card. I tried it yesterday and for the first time received offers for the Venture, Venture One and QS Visa Signature. Took the Venture One because I don't spend enough yearly to make it worth taking the Venture with annual fee. Only approved for $5000 though at 15.9%.

[Anonymous]

not pre-qualified for Venture, only for QS One, which i already have with a crappy limit

[Anonymous]

Did you press excellent credit or average?

[Anonymous]

my friend all my cards you see in my signature except the first were opened in 2014 months apart.. and venture well yesterday.. . so yeah you can get approved with a lot of new accounts!

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@Anonymous wrote:

Hey All,

I wanted to get your thoughts on applying for Venture, considering everyone is getting amazing approvals and all.

I only have a one year credit history, and feel very lucky to have opened up CSP $5K, Amex EDP $4K, and Amex Platinum in the last week alone!!!

I got denied for Arrival Plus and Citi Prestige because of my short credit history.

I currently also have $1.5K Wells Fargo, $2K Amazon, $1K Walmart, and $500 Capital one QS One

Current Scores: 688 EQ, 709 TU, 705 EX --> but this doesn't include those three new accounts that I opened up.

I'm completely new to this FICO/credit game so what will opening up those three accounts do to my FICO score? Should I wait to apply for Venture or just go now?

THANKS AGAIN! Very grateful for this forum. 

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[Anonymous]

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@Anonymous wrote:

not pre-qualified for Venture, only for QS One, which i already have with a crappy limit

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I was not pre-qualified for any of the CAP 1 cards but got approved.  Methinks you have chance?

[Anonymous]

You definitely have a chance with those scores, but I will say that the Capital One prequals have been very solid lately and those who haven't had them have had mixed success. Good luck!!

[TRC_WA]

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@Anonymous wrote:

You definitely have a chance with those scores, but I will say that the Capital One prequals have been very solid lately and those who haven't had them have had mixed success. Good luck!!

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I already have 2 CapOne cards and have been told by multiple reps that you aren't allowed 3...  I ran the pre-qual and it said no offers.  No desire to apply with the triple pull but wanted to check anyway.

[Anonymous]

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@TRC_WA wrote:

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@Anonymous wrote:

You definitely have a chance with those scores, but I will say that the Capital One prequals have been very solid lately and those who haven't had them have had mixed success. Good luck!!

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I already have 2 CapOne cards and have been told by multiple reps that you aren't allowed 3...  I ran the pre-qual and it said no offers.  No desire to apply with the triple pull but wanted to check anyway.

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The reps are wrong. I have two Cap One cards, and the pre qual page comes up with three offers - even when I'm logged in to my account. There are also plenty of forum members who have more than two.

[Anonymous]

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@TRC_WA wrote:

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@Anonymous wrote:

You definitely have a chance with those scores, but I will say that the Capital One prequals have been very solid lately and those who haven't had them have had mixed success. Good luck!!

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I already have 2 CapOne cards and have been told by multiple reps that you aren't allowed 3...  I ran the pre-qual and it said no offers.  No desire to apply with the triple pull but wanted to check anyway.

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If those CAP 1 reps. can tell day from night, then we will be in business.  Don't take their word for it.  Before I hopped on the Venture craze, I had an old Venture and was told I wouldn't qualify for the same card.  I app. any way and now approved.  I also got a confirmation email to spend 3,000 in the 1st 3 months for my $400.  Not bad getting it twice.