@Anonymous wrote:
@smoop88 wrote:
Ugh someone else on here said credit solution hands down. Walmart and amazon are a little over 90 days old walmart 5th statemrnt just cut and amazons will cut 22nd ish
amazon you are golden. Get on monday morning and do chat. guarantee you will get something. Mine was opened in april. And by june I was set. We need to investigate walmart though. Not sure how they are with CLI from chats.
had Walmart and amazon open on the same day, Walmart $150 SL, amazon $800 SL. after several CLI requests within the fist couple weeks, it was a no go. Chat. auto, credit solutions, nada. Used walmart for $130 and paid off, and right after my first statement cut off, was increased thru chat, on the same day, with 3 different cli's to $3500 both amazon and walmart. So, to answer your question, yes walmart is exactly the same with any other synchrony account when it comes to cli's. I was informed by one of the credit solutions reps, when i called in for a cli request just last week ( i can not do chat now because i have fraud alert and they have to confirm my identity thru a phone call) she said chat and phone calls end up with a fresh SP,as opposed to Auto Luv button using the last sp in the system regardless of how old it is. So it is best to do chat or call credit solutions for a cli especially if you have recently had any major changes to your TU CR, such as a nice score increase, or a bad account being deleted. That way you make sure they have the latest report to go by.
6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board
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