Chase 5/24

[Creditplz]

Are there any cards that aren't subject to chases 5/24? My EX FICO8 is 726 7% uti.

[Anonymous]

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@Creditplz wrote:
Are there any cards that aren't subject to chases 5/24? My EX FICO8 is 726 7% uti.

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The co-branded cards have not been subjected to the rule yet.

[Septrosh]

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@Anonymous wrote:

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@Creditplz wrote:
Are there any cards that aren't subject to chases 5/24? My EX FICO8 is 726 7% uti.

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The co-branded cards have not been subjected to the rule yet.

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+1 to this. 

[Creditplz]

So the Marriott, and Ritz card would not be subject to this rule yet right?!

[myjourney]

5/24 cards are

FU,Freedom, Slate, CSP

Everything else is co-branded 

[Septrosh]

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@Creditplz wrote:
So the Marriott, and Ritz card would not be subject to this rule yet right?!

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Correct, as of now they don't apply to 5/24. 

[Creditplz]

Perfect! Would anyone advise otherwise? Ex is 726, Utl 7%, highest limit reported is 13.3k, no derogatory. EX states the only negative is that I don't have any installment loans.

[Anonymous]

I guess the real question is what are you looking for in a card? many of us would advise not apping for something you don't really need/want/will use just for the sake of opening another card.

[Creditplz]

Yeah I'm in the market for a card with a reasonable AF, and no FTF. Looking at the Marriott card at their rewards program it's suitable for me, I'm thinking of going for it.

[Creditplz]

United Milage explorer card is co branded right?