Chase 5/24

[Black1313]

I know this has been discussed, but I need some clarification please.  I am at 4/24 on credit cards, but I do have a 0% loan from Sheffield for a zero turn mower that does show up within the last 24 months. I was wondering if you could please help let me know if that loan would count towards the 5/24, or is it just credit cards? I certainly do not want to waste a hard inquiry . Thank you in advance !  

[SweetCreditObsession]

It's my understanding that the 5/24 is for credit cards only.

You can do a search on this board or under Credit Cards if you need more assurance.

Best wishes.

[danzig47]

---

@SweetCreditObsession wrote:

It's my understanding that the 5/24 is for credit cards only.

You can do a search on this board or under Credit Cards if you need more assurance.

Best wishes.

---

My understanding is that it's for revolving credit. So, not just credit cards, but things like a line of credit. So, the question for OP is if the mower purchase is structured as a term loan or a line of credit.