Chase Amazon Card Rejected

[Anonymous]

I had an instant approval a week ago stating I was approved for the card, however today I got a letter saying after review it was declined after reviewing my TU report - too many recent inquiries. It's my understanding I can now get a free TU report because this was rejected. Can someone direct me to where and how I can pull the report for free? My annual free report isn't available until December. My guess is somehow I enter my Reference number from the letter I received.

Thanks in advance.

[Anonymous]

---

@Vulcan1600 wrote:

I had an instant approval a week ago stating I was approved for the card, however today I got a letter saying after review it was declined after reviewing my TU report - too many recent inquiries. It's my understanding I can now get a free TU report because this was rejected. Can someone direct me to where and how I can pull the report for free? My annual free report isn't available until December. My guess is somehow I enter my Reference number from the letter I received.

Thanks in advance.

---

@Vulcan1600,

Sorry to hear... But don't give up yet.  Can and talk to a credit analyst.  How many inquiries did you have?

[Anonymous]

---

@Anonymous wrote:

---

@Vulcan1600 wrote:

I had an instant approval a week ago stating I was approved for the card, however today I got a letter saying after review it was declined after reviewing my TU report - too many recent inquiries. It's my understanding I can now get a free TU report because this was rejected. Can someone direct me to where and how I can pull the report for free? My annual free report isn't available until December. My guess is somehow I enter my Reference number from the letter I received.

Thanks in advance.

EDIT: I had done a dispute on 4/8/15 for a 30 day late from 2010 for a Kohl's charge. It's already been updated as Paid as agreed on two services but not with TU. So, I cannot get the free report until then from what the website tells me.

---

@Vulcan1600,

Sorry to hear... But don't give up yet.  Can and talk to a credit analyst.  How many inquiries did you have?

---

It's not a big deal. I have 12 cards already. My TU has 6 inquiries since March 31, from doing an app spree (I'm already in the garden). In December I had an inquiry when I bought my Tundra, and then had 2 inquiries in January then nothing until the recent app spree.

I know within 60 days I can get a free TU report, but cannot figure out how to get the free report since I got this letter.

[Anonymous]

I was just approved for this card 3 days ago. I have 14 on TU, 13 on EX and 15 on EQ.  Fico score 707 TU-704 EX and 709 EQ  and they pulled  EX.  SL 2000 and 18.9 APR

I already used the 30.00  gift card. IAll of the inquires have been in the last 3 months.

[tonyjones]

I find it odd after approving you they reconsidered it. I've had more inquiries than you on my EX that they pulled (recent ones were around 6) and they still approved me for the Slate.

Can you post the rest of your credit profile?

[Anonymous]

---

@tonyjones wrote:

I find it odd after approving you they reconsidered it. I've had more inquiries than you on my EX that they pulled (recent ones were around 6) and they still approved me for the Slate.

Can you post the rest of your credit profile?

---

Everything is updated and listed in my sig line. Not sure what else I could provide other than I'm 5 ft 8, fat, old and going to be a grandfather later this year

[Anonymous]

---

@Anonymous wrote:

I was just approved for this card 3 days ago. I have 14 on TU, 13 on EX and 15 on EQ.  Fico score 707 TU-704 EX and 709 EQ  and they pulled  EX.  SL 2000 and 18.9 APR

I already used the 30.00  gift card. IAll of the inquires have been in the last 3 months.

---

You know what's funny....I still have the $30 gift card showing up in my Amazon account! I guess I should spend it quickly huh? Now that sort of blows me away!

[Anonymous]

---

@Vulcan1600 wrote:

---

@Anonymous wrote:

I was just approved for this card 3 days ago. I have 14 on TU, 13 on EX and 15 on EQ.  Fico score 707 TU-704 EX and 709 EQ  and they pulled  EX.  SL 2000 and 18.9 APR

I already used the 30.00  gift card. IAll of the inquires have been in the last 3 months.

---

You know what's funny....I still have the $30 gift card showing up in my Amazon account! I guess I should spend it quickly huh? Now that sort of blows me away!

---

I think the denial must be some sort of error... I strongly urge you to call before giving up..

[Anonymous]

---

@Vulcan1600 wrote:

I had an instant approval a week ago stating I was approved for the card, however today I got a letter saying after review it was declined after reviewing my TU report - too many recent inquiries. It's my understanding I can now get a free TU report because this was rejected. Can someone direct me to where and how I can pull the report for free? My annual free report isn't available until December. My guess is somehow I enter my Reference number from the letter I received.

Thanks in advance.

---

Google "free transunion credit report denied credit"

You'll find your answer.

[tonyjones]

---

@Vulcan1600 wrote:

---

@tonyjones wrote:

I find it odd after approving you they reconsidered it. I've had more inquiries than you on my EX that they pulled (recent ones were around 6) and they still approved me for the Slate.

Can you post the rest of your credit profile?

---

Everything is updated and listed in my sig line. Not sure what else I could provide other than I'm 5 ft 8, fat, old and going to be a grandfather later this year

---

Credit Utilization, Inquiries? lol