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Chase Amazon Prime data points

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JSUB
Regular Contributor

Re: Chase Amazon Prime data points


@dfwxjer wrote:

@ElvisCaprice wrote:

@Aim_High wrote:

@ElvisCaprice wrote:

12/12/25 approved for 10k SL.  HP Experian (Arizona), preapproval needed TU unfrozen (SP), 11/24 on new accounts, $250 auto SUB on approval.


Congrats again on your approval, @ElvisCaprice.

 

11/24 ?!?!  Smiley Surprised  

So you're saying they "might" still bypass 5/24 for the Amazon card? Lol Smiley Tongue


Ha, sure does @BrutalBodyShots was saying in another thread he knew of someone approved on a Chase Prime Visa @ 30/24 new accounts.  Incredible.   The churners like this one for $250 no spend, no 5/24.  Is a nice tack on to the end of a spree.  I don't know if it's better than a CCR @5.25%, will find out, seems folks are getting more than 5% with this Prime Visa Card on add on offers. 


 

They've had a lot of Prime deals lately with 7-10% back on certain items. I think we can all agree this card is a no brainer for anyone that shops on Amazon. Congrats on the new card and $250 gift card! 


I ordered a new tv Friday. Posted to my account yesterday and I was surprised to see my cash back was 10% not the five I was expecting. 

Message 11 of 23
Mervin
New Visitor

Re: Chase Amazon Prime data points

Congrats!! Just in time for the holidays Smiley Happy

Message 12 of 23
Follower
Regular Contributor

Re: Chase Amazon Prime data points

I've noticed the 7% back offer if one chooses no-rush shipping is consistent now for nearly every Amazon purchase these days. It seems like it's becoming a standard thing.


Equifax FICO 8 Bankcard 865 | Experian FICO 8 846 | TransUnion FICO 8 833
Message 13 of 23
Vinjints
Frequent Contributor

Re: Chase Amazon Prime data points

I assume that's more related to the Christmas shopping, and rewarding those that will give the warehouse and delivery folks a break.

 

Edit - just got this in an email:

Not in a hurry? Earn 7% back with No-Rush Delivery today

On eligible purchases with your Prime Visa at  Amazon.com until 12/25 when you choose No-Rush Delivery at checkout. Eligible Prime membership required, see terms.

NFCU Flagship (Daily 2% + Travel) | USAA Rewards (AoOA = 26y)

Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)

EQ(F8) 784 | EX(F8) 801 | TU(F8) 800 | EQ(F9) 823 | EQ(BC8) 815

On the Radar: Langley | Kroger | AmEx | Discover

Message 14 of 23
Follower
Regular Contributor

Re: Chase Amazon Prime data points

The plot thickens.

eight.png


Equifax FICO 8 Bankcard 865 | Experian FICO 8 846 | TransUnion FICO 8 833
Message 15 of 23
ElvisCaprice
Established Contributor

Re: Chase Amazon Prime data points

I should add, that there was a double HP on my app for this CC.  Somehow I missed it.  Both Transunion and Experian.  See in another approval thread that another party had the same double HP for this CC.  Is this now a standard of Chase on CC applications?

BofA (w/PH Status): Citi:US Bank:Chase:Aven:RH:

CB Debit Cards:


For Aven Rewards Visa ref www qsv.com
Message 16 of 23
Beefy1212
Established Contributor

Re: Chase Amazon Prime data points


@ElvisCaprice wrote:

@Aim_High wrote:

@ElvisCaprice wrote:

12/12/25 approved for 10k SL.  HP Experian (Arizona), preapproval needed TU unfrozen (SP), 11/24 on new accounts, $250 auto SUB on approval.


Congrats again on your approval, @ElvisCaprice.

 

11/24 ?!?!  Smiley Surprised  

So you're saying they "might" still bypass 5/24 for the Amazon card? Lol Smiley Tongue


Ha, sure does @BrutalBodyShots was saying in another thread he knew of someone approved on a Chase Prime Visa @ 30/24 new accounts.  Incredible.   The churners like this one for $250 no spend, no 5/24.  Is a nice tack on to the end of a spree.  I don't know if it's better than a CCR @5.25%, will find out, seems folks are getting more than 5% with this Prime Visa Card on add on offers. 


If you don't need it right now... you can choose delayed shipping and get a base 8% cb before any special offers.



Message 17 of 23
Aim_High
Super Contributor

Re: Chase Amazon Prime data points


@ElvisCaprice wrote:

I should add, that there was a double HP on my app for this CC.  Somehow I missed it.  Both Transunion and Experian.  See in another approval thread that another party had the same double HP for this CC.  Is this now a standard of Chase on CC applications?


RE: The Chase Bank double hard pull @ElvisCaprice.  

 

It's been documented for a long time that Chase sometimes will do the double hard pull.  It seems to depend upon profile.  From your signature, I notice that Amazon is your only Chase card now so you probably didn't have one at the time of application.  Did you have Chase cards before and close them? 

 

I've had at least one open Chase card continuously since 2000.  On all six Chase cards I've added since 2018, they've only done a single pull for me on EX. 

 

Here is the info from @credit_is_crack's long-running thread:

General Credit Topics forum >> Which Report Will They Pull, Part 2  (07-29-2021)

 

Chase Bank: Some users have reported that double-pulls are consistent, but some have also reported only single-pulls for all new account. CLI's are single pulls. Expect a double pull, EQ & EX seem to be the preferred combo based on approval threads, but if you get prequalified via Credit Journey, TU seems to be the primary CRA pulled and it gets paired with EQ or EX. TU seems to be the least preferred CRA for Chase when Credit Journey is not involved.  


Business Cards


Length of Credit > 42 years; Total Credit Limits > $947K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 97.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 18 of 23
ElvisCaprice
Established Contributor

Re: Chase Amazon Prime data points


@Aim_High wrote:

@ElvisCaprice wrote:

I should add, that there was a double HP on my app for this CC.  Somehow I missed it.  Both Transunion and Experian.  See in another approval thread that another party had the same double HP for this CC.  Is this now a standard of Chase on CC applications?


RE: The Chase Bank double hard pull @ElvisCaprice.  

 

It's been documented for a long time that Chase sometimes will do the double hard pull.  It seems to depend upon profile.  From your signature, I notice that Amazon is your only Chase card now so you probably didn't have one at the time of application.  Did you have Chase cards before and close them? 

 

I've had at least one open Chase card continuously since 2000.  On all six Chase cards I've added since 2018, they've only done a single pull for me on EX. 

 

Here is the info from @credit_is_crack's long-running thread:

General Credit Topics forum >> Which Report Will They Pull, Part 2  (07-29-2021)

 

Chase Bank: Some users have reported that double-pulls are consistent, but some have also reported only single-pulls for all new account. CLI's are single pulls. Expect a double pull, EQ & EX seem to be the preferred combo based on approval threads, but if you get prequalified via Credit Journey, TU seems to be the primary CRA pulled and it gets paired with EQ or EX. TU seems to be the least preferred CRA for Chase when Credit Journey is not involved.  


I was thinking the same, since I didn't have a Chase Card (been many years since I had one, closed), they double pulled me.  Thanks for the response @Aim_High 

BofA (w/PH Status): Citi:US Bank:Chase:Aven:RH:

CB Debit Cards:


For Aven Rewards Visa ref www qsv.com
Message 19 of 23
fleetfoot
New Contributor

Re: Chase Amazon Prime data points

After hearing that Amazon Prime Visa often bypasses Chase's 5/24 rule, I signed on to my Amazon account to see I am preapproved for the card.  I'm at 7/24 but thought I'd take a chance since the website claimed I was preapproved, and to my surprise I was instantly approved.  The new card with the $22K SL is already displayed on my Chase dashboard and available to spend on my Amazon account.  The $250 gift card also instantly posted on my Amazon account.  Although the hard inquiry appeared immediately on Experian and TransUnion, the immediate impact was just one point on each.  Am I correct to think that the slight drop in average age of accounts will be countered by the drop in utilization once the $22K is added in next month?  

Ex FICO8 747
Eq FICO8 735
TU FICO8 742
AAoA 9yrs, 1 0mos
AoOA 39yrs, 1mo
AoYA 1mo
Message 20 of 23
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