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@ElvisCaprice wrote:
@fleetfoot wrote:I'm one of those DP's ElvisCaprice. Two days after Christmas I applied for and was instantly approved for the Prime Visa. Both Experian and TransUnion were hard pulled, despite already having the Chase FreedomUnlimited and MarriottBoundless by Chase.
Can you recall if Chase double hard pulled you on other CC apps?
I got the FreedomFlex in 2021 with a single HP - Experian. I used it heavily and paid in full every month for three years. I had my eyes on MarriottBoundless but I was rebuilding with Chase. In December 2024 I was approved for the MarriottBoundless with a single HP - Experian. In November 2025 I product changed the FF to FU and then in December 2025 (exactly one year after opening MarriottBoundless) I product changed to the RitzCarlton. Perhaps my two PC's in November and December influenced Chase's decision for double HP?
BTW - I'm a frequent Marriott guest with Lifetime Platinum Elite status. I have the Amex Marriott card, the Amex Marriott Business card, and now the Chase Ritz Carlton card. The free nights and other perks from the three Marriott cards more than cover the three AF's.
First of all, congrats!!
Secondly, I'm in awe of that 11/24 and even more inspired to go apply for it despite being at 5/24 right now.
Very valueable insight, thank you!!