Chase Amazon Prime ...wait or go?

[nolamike]

can you help me understand why is it outside Chase's 5/24 rule?

[CreditCuriosity]

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@nolamike wrote:

can you help me understand why is it outside Chase's 5/24 rule?

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Easiest way of explaining it is as follows:  You will not be approved for a card if you have opened 5 or more bank cards in the past 24 month

This doesn't apply to every Chase card and Amazon prime isn't included with this rule

[nolamike]

it is the random exculsions that are tripping me up.. is there a list some place of what is NOT affected by their 5/24 rule? same with Citi. I just got a CSP and Citi Costco and don't need any more cards, but maybe later this year and would like to know.

Thanks

Mike

[CreditCuriosity]

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@nolamike wrote:

it is the random exculsions that are tripping me up.. is there a list some place of what is NOT affected by their 5/24 rule? same with Citi. I just got a CSP and Citi Costco and don't need any more cards, but maybe later this year and would like to know.

Thanks

Mike

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Taken from DOC site... as was easier than typing them all up myself

Chase has a lot of credit cards, this 5/24 rule applies to the following cards:

Chase Freedom
Chase Freedom Unlimited
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Slate
Chase Ink Cash
Chase Ink Plus
Chase Ink Preferred
Chase Southwest Plus personal card
Chase Southwest Premier personal card
Chase Southwest Premier business card
Chase Marriott Premier personal card
Chase United MileagePlus Club Card
Chase United MileagePlus Explorer personal card
Chase United MileagePlus Explorer business card

The following cards don’t have this rule applied to them:

Chase IHG
Chase Hyatt
Chase British Airways
Chase Disney
Chase Fairmont
Chase Ritz-Carlton
Chase Amazon
Chase AARP

[nolamike]

thank you.

I have seen mention of the "DOC site" but do not know where it is.

[CreditCuriosity]

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@nolamike wrote:

thank you.

I have seen mention of the "DOC site" but do not know where it is.

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google doctor of credit 

[nolamike]

thank you I will. I thought DOC as in Document.. DOH!

[UncleB]

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@joltdude wrote:

I regret applying.. 19.24 and 4500$ limit..

Into the SD it goes.. 

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Congrats on your approval! 

New thread over in 'Credit Card Approvals':

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-Amazon-Prime-with-Appers-remorse/m-p/483...