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Chase (Amazon Rewards VISA) pulled only Experian

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2b2rich
Established Contributor

Chase (Amazon Rewards VISA) pulled only Experian

For what ever it's worth.  I was shopping on Amazon last night and kept getting the offer (I forget, but it would have been something like $80 off the item I was looking at) for a discount by opening the card (backed by Chase).

 

I believed it was going to be a SP (don't ask me why, maybe because Amazon just gave me a really sweet CLI recently, or I was just too tired to pay attention that late at night/early morning), but it was a HP, EX only though.

 

I have no baddies, no lates, etc, but I do have a lot of inquiries over the past 12 months, and Experian is the only bureau that my auto loan(s) are not reported to :/ 

With the new mortgage that just started reporting, I don't have a lot of mix or history on EX, and I did get the 'Under Review' message so the inquiries and new accounts in the past 2 years probably did me in.  

 

it's ok.  I was banking on an approval with a SP, and a higher CL than my current lowest non-reward card (which I've had less than a year).  I would have closed the lower one.

Chapter 7 Discharged & Closed Jan 2020
Message 1 of 6
5 REPLIES 5
CreditCuriosity
Moderator Emeritus

Re: Chase (Amazon Rewards VISA) pulled only Experian

Chase Amazon will usually be a single or double HP, they do not do SP's.  Did you get approved?

Message 2 of 6
2b2rich
Established Contributor

Re: Chase (Amazon Rewards VISA) pulled only Experian

No, but I'm sure I will be with so many new accounts and inquiries in the past year.  I didn't get a denial, but something about my app needing further review, etc.  Still, it's all good.  I know there are people who like to know who pulls which bureau.

Chapter 7 Discharged & Closed Jan 2020
Message 3 of 6
Anonymous
Not applicable

Re: Chase (Amazon Rewards VISA) pulled only Experian


@2b2rich wrote:

No, but I'm sure I will be with so many new accounts and inquiries in the past year.  I didn't get a denial, but something about my app needing further review, etc.  Still, it's all good.  I know there are people who like to know who pulls which bureau.


@Anonymous is a hardpull as @Anonymous stated.  But that is a co-branded card so will keep fingers crossed for you.  Keep us posted on results.

Message 4 of 6
2b2rich
Established Contributor

Re: Chase (Amazon Rewards VISA) pulled only Experian


@Anonymous wrote:

@2b2rich wrote:

No, but I'm sure I will be with so many new accounts and inquiries in the past year.  I didn't get a denial, but something about my app needing further review, etc.  Still, it's all good.  I know there are people who like to know who pulls which bureau.


@Anonymous is a hardpull as @Anonymous stated.  But that is a co-branded card so will keep fingers crossed for you.  Keep us posted on results.


oh yeah, I knew that immediately as soon as I got the notification from EX Smiley Wink

Thanks, I will update when I get a final answer

Chapter 7 Discharged & Closed Jan 2020
Message 5 of 6
elim
Senior Contributor

Re: Chase (Amazon Rewards VISA) pulled only Experian

What does the status line say? 30 days?

Message 6 of 6
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