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Chase Amazon denial.....

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Officer737
Established Contributor

Chase Amazon denial.....

Razzafracken.......

Did a triple pull (never heard of that one before) and denied for "Bk showing on a credit file". Bk was 25 months old rebult quite a bit so far. They pull all 3 and quote the lowest of the 3 on the letter lol

 

 

Oh well

Message 1 of 18
17 REPLIES 17
creditguy
Valued Contributor

Re: Chase Amazon denial.....

Doesn't Chase do an auto denial for BK showing? Are you going to try to recon it?
Message 2 of 18
Officer737
Established Contributor

Re: Chase Amazon denial.....


@creditguy wrote:
Doesn't Chase do an auto denial for BK showing? Are you going to try to recon it?

I think it is a little different on co-branded cards I have seen some on here with the Amazon card with a BK listed. If I remember reading correctly, one was at the 1 year mark. Wished they would have done, would not have costed me the triple lol.

 

Honestly? Not sure if I want to recon it or not, figure would probably be a waste of time. 

Message 3 of 18
thummel
Established Contributor

Re: Chase Amazon denial.....

Sorry for the denial Op. I would call to try to recon if it was me. Even more if it was a triple pull. What do you have to lose? Worse they say is no.
Message 4 of 18
Officer737
Established Contributor

Re: Chase Amazon denial.....


@thummel wrote:
Sorry for the denial Op. I would call to try to recon if it was me. Even more if it was a triple pull. What do you have to lose? Worse they say is no.

LOL Valid points and thanks also. I figurewd was a long shot but thought I would do that last one on my way to the garden. I may recon, if for nothing else to post the results in case anyone could benefit from the data points. 

Message 5 of 18
creditguy
Valued Contributor

Re: Chase Amazon denial.....


@Officer737 wrote:

@creditguy wrote:
Doesn't Chase do an auto denial for BK showing? Are you going to try to recon it?

I think it is a little different on co-branded cards I have seen some on here with the Amazon card with a BK listed. If I remember reading correctly, one was at the 1 year mark. Wished they would have done, would not have costed me the triple lol.

 

Honestly? Not sure if I want to recon it or not, figure would probably be a waste of time. 


I'm not sure if there is a difference with co branded cards or not, but I guess my point was that if chase auto declines for BK that's what recon is for. I know there are plenty of people with chase cards and BK's but they had to recon to get around that auto decline from the computer. Well whether you decide to or not is up to you but if you do, Good Luck!!!!

Message 6 of 18
SouthJamaica
Mega Contributor

Re: Chase Amazon denial.....


@creditguy wrote:
Doesn't Chase do an auto denial for BK showing? Are you going to try to recon it?

I was specifically told by a Chase CSR that it's a waste to apply for a Chase card with a BK showing. He said it's an automatic denial.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 682




Message 7 of 18
Anonymous
Not applicable

Re: Chase Amazon denial.....

automatic denial isn't entirely true but it's definitely risky business. i would recon. as stated what do you really have to lose? 15 minutes? just try. also, i thought you were in the garden. drapping? lol.
Message 8 of 18
Officer737
Established Contributor

Re: Chase Amazon denial.....


@Anonymous wrote:
automatic denial isn't entirely true but it's definitely risky business. i would recon. as stated what do you really have to lose? 15 minutes? just try. also, i thought you were in the garden. drapping? lol.

LOL.....I actually did the app before I hit the garden, was my last one on my way to the dirt pile to watch the wabbits eat the carrots. 

 

I will try the recon, nothing to lose with it right? 

Message 9 of 18
Officer737
Established Contributor

Re: Chase Amazon denial.....


@creditguy wrote:

@Officer737 wrote:

@creditguy wrote:
Doesn't Chase do an auto denial for BK showing? Are you going to try to recon it?

I think it is a little different on co-branded cards I have seen some on here with the Amazon card with a BK listed. If I remember reading correctly, one was at the 1 year mark. Wished they would have done, would not have costed me the triple lol.

 

Honestly? Not sure if I want to recon it or not, figure would probably be a waste of time. 


I'm not sure if there is a difference with co branded cards or not, but I guess my point was that if chase auto declines for BK that's what recon is for. I know there are plenty of people with chase cards and BK's but they had to recon to get around that auto decline from the computer. Well whether you decide to or not is up to you but if you do, Good Luck!!!!


Thanks, I will give it a try and see what happens, as pointed out....nothing to lose lol. I know when I apped it went to the 7-10 message and even with the letter in my hand it still says that. Now that you mention it, everyone that got the card with a BK also said they had to recon it as well. 

Message 10 of 18
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