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Chase Application

blazerein
Frequent Contributor

Chase Application

So right now I'm on 5/24 jail and gardening for Chase. The only relationship I have with them was an Auto Loan all paid 5 years ago. Any recommendation on what card to apply for?  Looking at CSP or CFU.  If I apply for CSP and gets denied, do they offer you a lower end card like CFF or CFU?  How long before you can apply again if you get denied (under 5/24 of course) ? Or should I just apply getting a CFU just to get my feet in the door?  Thanks in advance.

AAoA 6yrs 8mos
Inquries: TU3/EQ4/EX3
Utilization: 7%
Mortgage: 1
Auto Loan: 2
Personal Loan: 2
Derogatory: 0



CREDIT UNION


EX- 585, TU- 583, EQ- 563
CURRENT SCORE UPDATED: 6/2021
FICO 8 EX 733 TU 726 EQ 743
FICO 9 EQ 755

Message 1 of 2
1 REPLY 1
FinStar
Moderator

Re: Chase Application

All of their cards are under a 5/24 restriction, unfortunately.  If you apply for CSP and your application is not approved, they will not consider for CFF or CFU.  The only way to bypass the 5/24 restriction is through a pre-approved offer in-branch or online (black stars or green check mark offers).

 

Wait until you're off the 5/24 restriction.  If denied for any of their cards you can reapply for the same product after 30 days.

Message 2 of 2
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