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Chase -- Apply, or no? I'm scared!

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red259
Super Contributor

Re: Chase -- Apply, or no? I'm scared!

Yep, I would agree with the others that say to wait. Even if you did get approved it would probably be for a much lower credit line than you could get once things drop off. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 11 of 26
Anonymous
Not applicable

Re: Chase -- Apply, or no? I'm scared!

Thank You Red.... these are the types of things I needed to hear!

Message 12 of 26
Anonymous
Not applicable

Re: Chase -- Apply, or no? I'm scared!

I'm glad you are taking our advice in a positive way.
Message 13 of 26
Jerry45
Valued Contributor

Re: Chase -- Apply, or no? I'm scared!

+1. Also Chase always pulls TU, and is known to double pull

Message 14 of 26
Anonymous
Not applicable

Re: Chase -- Apply, or no? I'm scared!

Chase does not always pull TU. I've gotten single EX pulls everytime.
Message 15 of 26
Anonymous
Not applicable

Re: Chase -- Apply, or no? I'm scared!


@Jerry45 wrote:

+1. Also Chase always pulls TU, and is known to double pull


Are you sure? When I applied for the Freedom card, Chase did double pull me, but they pulled Equifax and Experian. I live in Alabama, if that helps.

Message 16 of 26
Anonymous
Not applicable

Re: Chase -- Apply, or no? I'm scared!

Check the pre-qualification tool and see if any offers display for you, chase pre qualification tool is pretty accure!!

chase double pull, I just applied for the freedom card  and slate card last week and chase hp my experian and TU!!!

Message 17 of 26
CreditCuriosity
Moderator Emeritus

Re: Chase -- Apply, or no? I'm scared!


@Jerry45 wrote:

+1. Also Chase always pulls TU, and is known to double pull


Oh I totally Disagree, please ask me how i know Smiley Sad..  Double punch to Equifax and EX...  Expected Experian and possibly TU, but not EQ!

Message 18 of 26
Anonymous
Not applicable

Re: Chase -- Apply, or no? I'm scared!

As much as i hate EX pulls. I'm glad this is all they've ever pulled for me Smiley Happy
Message 19 of 26
Anonymous
Not applicable

Re: Chase -- Apply, or no? I'm scared!

they just hp my experian and TU last week!

Message 20 of 26
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