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Chase CC apps limit

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lexrjSD
Regular Contributor

Chase CC apps limit

Is it true that you can only app for 2 chase cards at once? If you want a 3rd card you have to wait 30 days since the first app.

WALLET: Amex BCP 25K | Barclay Arrival Plus 27K | Chase Reserve 20K |
Amex SimplyCash 50K

FICO: EX 812 | EQ 815 | TU 815
Message 1 of 8
7 REPLIES 7
chalupaman
Super Contributor

Re: Chase CC apps limit


@lexrjSD wrote:

Is it true that you can only app for 2 chase cards at once? If you want a 3rd card you have to wait 30 days since the first app.


2 apps at most in 30 days. Try doing any more than that and you're guaranteed to get crappy results.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 8
Anonymous
Not applicable

Re: Chase CC apps limit


@lexrjSD wrote:

Is it true that you can only app for 2 chase cards at once? If you want a 3rd card you have to wait 30 days since the first app.


You can apply for 2 at a time if your credit file supports it.  There is no 30 day requirement AFAIK but Chase will probably want to see use on the other cards first before approving another one.

Message 3 of 8
Anonymous
Not applicable

Re: Chase CC apps limit

Does this rule-of-2 apply even if your first application is denied? I know Chase has the checkbox to indicate whether you were denied credit from them within the past 6 months. I don't know if your response to that plays a major role in the application decision though since I've never had to check that I was denied.

Message 4 of 8
CreditCuriosity
Moderator Emeritus

Re: Chase CC apps limit


@Anonymous wrote:

Does this rule-of-2 apply even if your first application is denied? I know Chase has the checkbox to indicate whether you were denied credit from them within the past 6 months. I don't know if your response to that plays a major role in the application decision though since I've never had to check that I was denied.


Never seen such a check box, maybe cause I have done maianly pre-quals?  There is a checkbox about baddies, that is the only one I am aware of with chase.   Granted interally they know this stuff

Message 5 of 8
Anonymous
Not applicable

Re: Chase CC apps limit

I applied for the Southwest Airlines card and the Disney Chase card a few months ago and got approved. I however also applied for the Disney Premiere Visa card but I got a letter saying that they wanted me to call this number with this reference code. I may consider getting the Slate one or the Amazon one (which I think it is issued by them) 

Message 6 of 8
dobirdsmommy
Established Contributor

Re: Chase CC apps limit

I applied for Freedom and Slate within 24 hours of each other. (only resulted in one HP).  Freedom was automatically approved.. Slate I called and the CSR stated that anymore than 2 CC apps within 30 day will automatically get the 7-10 day message.  I was approved for both regardless but  as always YMMV.

building since 2011 Wallet:ME: Walmart 3k;Barclays Rewards 10k, Venture 18k; Slate 5k; Freedom 10k; overstock 4.8k, SGV2.5k; WEMC 20k 1.5 Rewards, Gamestop 1.2k, Fingerhut 3k; 2 NMAC Leases , VS 1.75k, BH 1.62k, Express 1.6k, Avenue 1.75k, JCrew 5k, HSN 1.47k, Torrid 1.55k, Roamans 1.4k, Jessica London 1.54k, kings direct 1.7k, Buckle 1.4k, WW 1.65k, ........ baddies:Fed Tax Lien
DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays
Message 7 of 8
Anonymous
Not applicable

Re: Chase CC apps limit

in  my opinion i applied for 2 CSP and Freedom within the same week and i believe i got only one pull. 

 

just check CK and yes got one pull

Message 8 of 8
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