@chalupaman wrote:I'm not planning on closing any of my Chase cards, but since I'm not really using Ritz and AARP as much (I still put charges on them to keep them active though and will continue to do so anyway), I'm thinking about moving $4k over from the Ritz and $1k from AARP over to the CSP so I can have a $10k limit CSP there.
I already recently moved $1000 from Amazon over to the Freedom without a hitch and will move the rest of that card over later this month and close it entirely. The last thing I want to do is make Chase think I'm trying to churn.
I'm also planning on doing some CL consolidation with my Amex cards come June and close out Delta Skymiles.
What do you think?
Try to do it all in one shot. The less AR's the better. 
And honestly they care more about UR card churning. As long as you're keeping your UR cards open you should be fine for now.
@Anonymous wrote:
@chalupaman wrote:I'm not planning on closing any of my Chase cards, but since I'm not really using Ritz and AARP as much (I still put charges on them to keep them active though and will continue to do so anyway), I'm thinking about moving $4k over from the Ritz and $1k from AARP over to the CSP so I can have a $10k limit CSP there.
I already recently moved $1000 from Amazon over to the Freedom without a hitch and will move the rest of that card over later this month and close it entirely. The last thing I want to do is make Chase think I'm trying to churn.
I'm also planning on doing some CL consolidation with my Amex cards come June and close out Delta Skymiles.
What do you think?
Try to do it all in one shot. The less AR's the better.
And honestly they care more about UR card churning. As long as you're keeping your UR cards open you should be fine for now.
I'm gonna ask right now to see if it's okay and to see if I can get Amazon knocked out too. Gonna cross my fingers I can make it out of this unscathed.
And congrats on your Chase Ink card. I just saw your signature there.
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:I'm not planning on closing any of my Chase cards, but since I'm not really using Ritz and AARP as much (I still put charges on them to keep them active though and will continue to do so anyway), I'm thinking about moving $4k over from the Ritz and $1k from AARP over to the CSP so I can have a $10k limit CSP there.
I already recently moved $1000 from Amazon over to the Freedom without a hitch and will move the rest of that card over later this month and close it entirely. The last thing I want to do is make Chase think I'm trying to churn.
I'm also planning on doing some CL consolidation with my Amex cards come June and close out Delta Skymiles.
What do you think?
Try to do it all in one shot. The less AR's the better.
And honestly they care more about UR card churning. As long as you're keeping your UR cards open you should be fine for now.
I'm gonna ask right now to see if it's okay and to see if I can get Amazon knocked out too. Gonna cross my fingers I can make it out of this unscathed.
And congrats on your Chase Ink card. I just saw your signature there.
I'd just close out amazon, cite how the card doesn't make sense for you right now.
And thanks. I'm in the process of getting it both expedited and seeing about getting the 60K UR offer.
@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:I'm not planning on closing any of my Chase cards, but since I'm not really using Ritz and AARP as much (I still put charges on them to keep them active though and will continue to do so anyway), I'm thinking about moving $4k over from the Ritz and $1k from AARP over to the CSP so I can have a $10k limit CSP there.
I already recently moved $1000 from Amazon over to the Freedom without a hitch and will move the rest of that card over later this month and close it entirely. The last thing I want to do is make Chase think I'm trying to churn.
I'm also planning on doing some CL consolidation with my Amex cards come June and close out Delta Skymiles.
What do you think?
Try to do it all in one shot. The less AR's the better.
And honestly they care more about UR card churning. As long as you're keeping your UR cards open you should be fine for now.
I'm gonna ask right now to see if it's okay and to see if I can get Amazon knocked out too. Gonna cross my fingers I can make it out of this unscathed.
And congrats on your Chase Ink card. I just saw your signature there.
I'd just close out amazon, cite how the card doesn't make sense for you right now.
And thanks. I'm in the process of getting it both expedited and seeing about getting the 60K UR offer.
I might do that but I'm not too far away from having a month of inactivity on Amazon anyway.
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:I'm not planning on closing any of my Chase cards, but since I'm not really using Ritz and AARP as much (I still put charges on them to keep them active though and will continue to do so anyway), I'm thinking about moving $4k over from the Ritz and $1k from AARP over to the CSP so I can have a $10k limit CSP there.
I already recently moved $1000 from Amazon over to the Freedom without a hitch and will move the rest of that card over later this month and close it entirely. The last thing I want to do is make Chase think I'm trying to churn.
I'm also planning on doing some CL consolidation with my Amex cards come June and close out Delta Skymiles.
What do you think?
Try to do it all in one shot. The less AR's the better.
And honestly they care more about UR card churning. As long as you're keeping your UR cards open you should be fine for now.
I'm gonna ask right now to see if it's okay and to see if I can get Amazon knocked out too. Gonna cross my fingers I can make it out of this unscathed.
And congrats on your Chase Ink card. I just saw your signature there.
I'd just close out amazon, cite how the card doesn't make sense for you right now.
And thanks. I'm in the process of getting it both expedited and seeing about getting the 60K UR offer.
I might do that but I'm not too far away from having a month of inactivity on Amazon anyway.
Call JPM line. They will see you through it.
When I closed the SW, the person from Lending I spoke too was able to 0 out the SW and close it with last activity being 2 weeks prior to. I just made damn sure I paid the card to 0 beforehand.
@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:I'm not planning on closing any of my Chase cards, but since I'm not really using Ritz and AARP as much (I still put charges on them to keep them active though and will continue to do so anyway), I'm thinking about moving $4k over from the Ritz and $1k from AARP over to the CSP so I can have a $10k limit CSP there.
I already recently moved $1000 from Amazon over to the Freedom without a hitch and will move the rest of that card over later this month and close it entirely. The last thing I want to do is make Chase think I'm trying to churn.
I'm also planning on doing some CL consolidation with my Amex cards come June and close out Delta Skymiles.
What do you think?
Try to do it all in one shot. The less AR's the better.
And honestly they care more about UR card churning. As long as you're keeping your UR cards open you should be fine for now.
I'm gonna ask right now to see if it's okay and to see if I can get Amazon knocked out too. Gonna cross my fingers I can make it out of this unscathed.
And congrats on your Chase Ink card. I just saw your signature there.
I'd just close out amazon, cite how the card doesn't make sense for you right now.
And thanks. I'm in the process of getting it both expedited and seeing about getting the 60K UR offer.
I might do that but I'm not too far away from having a month of inactivity on Amazon anyway.
Call JPM line. They will see you through it.
When I closed the SW, the person from Lending I spoke too was able to 0 out the SW and close it with last activity being 2 weeks prior to. I just made damn sure I paid the card to 0 beforehand.
I didn't think of that. Thanks!
There's a lot that line can do that the other numbers don't really do as much.
Haven't heard back from SM but I hope I'm not much harm by calling them too about Amazon.