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Chase CLI - Nope

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Creditaddict
Legendary Contributor

Chase CLI - Nope

Put in request this morning and wasn't instant... I hung up and called the direct line to underwriting and she was very nice once we got passed income questions and what I need it for... she put me on hold 2 and I thought we were getting somewhere but in the end she said "you just have TO MUCH credit" and offered to move my $5k Marriott to AARP and close it... I told her I will be in a Marriott in a few weeks so need my card for that but was seriously considering that already after that trip but was hoping my great history would get me a little increase on it's own! oh well.

HP to EX

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Chase CLI - Nope

That's a shame.
Message 2 of 7
pizza1
Community Leader
Super Contributor

Re: Chase CLI - Nope

Ugh!!!.. Sorry Smiley Sad
Message 3 of 7
MarineVietVet
Moderator Emeritus

Re: Chase CLI - Nope


@Creditaddict wrote:

Put in request this morning and wasn't instant... I hung up and called the direct line to underwriting and she was very nice once we got passed income questions and what I need it for... she put me on hold 2 and I thought we were getting somewhere but in the end she said "you just have TO MUCH credit" and offered to move my $5k Marriott to AARP and close it... I told her I will be in a Marriott in a few weeks so need my card for that but was seriously considering that already after that trip but was hoping my great history would get me a little increase on it's own! oh well.

HP to EX


Knowing you CA I'm sure you'll figure something out.  Smiley Happy

Message 4 of 7
chalupaman
Super Contributor

Re: Chase CLI - Nope

That stinks.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 5 of 7
sunkissed
Established Contributor

Re: Chase CLI - Nope

So sorry CA.Smiley Sad

 

I’m dying to request a CLI on my CSP but I’m afraid I’ll spend an HP and get the same result you did.

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 6 of 7
Anonymous
Not applicable

Re: Chase CLI - Nope

So sorry CA! It will work out some other way for you though.

Message 7 of 7
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